Neopatch or therion, 1 sq cm at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$508.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.06 with CLOVER vs $237.93 with QUALCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $39.06
AETNA MEDICARE ADVANTAGE $46.00
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $50.34
AMERIHEALTH LOCAL HMO $63.13
AMERIHEALTH REGIONAL HMO $69.05
WELLCARE MANAGED MEDICAID $97.65
WELLCARE MEDICARE ADVANTAGE $97.65
AETNA MANAGED MEDICAID $106.33
CIGNA HMO $107.42
CIGNA PPO $107.42
AMERIGROUP MANAGED MEDICAID $108.50
SEOUL MEDICAL GROUP ALL PRODUCTS $108.50
QUALCARE WORKERS COMP $111.76
QUALCARE PPO $111.76
UNITED HEALTHCARE HMO $122.61
OXFORD ALL PRODUCTS $122.61
UNITED HEALTHCARE MANAGED MEDICAID $127.81
BERGEN RISK ALL PRODUCTS $130.20
BEACON ALL PRODUCTS $130.20
HORIZON MANAGED MEDICAID $149.71
HORIZON WORKERS COMP $156.80
HORIZON PIP $165.35
AETNA ASA $169.91
HORIZON OMNIA $172.17
CIGNA BH $173.60
KARNA MEDICARE ADVANTAGE $183.95
MULTIPLAN - PHCS ALL PRODUCTS $184.45
ACTIVECARE FIRST MCO ALL PRODUCTS $184.45
BRIGHTON HEALTH PLAN ALL PRODUCTS $195.30
AETNA PPO $206.65
AETNA HMO $206.65
HORIZON SHP $210.64
HORIZON HMO $211.75
HORIZON INDEMNITY $214.07
HORIZON PPO $217.00
QUALCARE HMO $237.93
UNITED HEALTHCARE DSNP not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
UBH ALL PRODUCTS not published by hospital
VACCN ALL PRODUCTS not published by hospital

Visitor-reported prices

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Neopatch or therion, 1 sq cm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth not published $157.70 – $1,159.00
Cooperman Barnabas Medical Center Livingston not published $152.39 – $198.65
Community Medical Center Toms River not published $152.39 – $193.80
Clara Maass Medical Center Belleville not published $152.39 – $198.65
Newark Beth Israel Medical Center Newark not published $152.39 – $198.65
Jersey City Medical Center Jersey City not published $152.39 – $193.80
Monmouth Medical Center Long Branch not published $152.39 – $198.65
Bayshore Medical Center Holmdel not published not published

All New-jersey hospitals for this procedure →