Neck MRA (blood vessel MRI, with contrast) at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$395.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,820.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$395.29 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $395.29 ↑ +0%
WELLCARE MANAGED MEDICAID $395.29 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $395.29 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $395.29 ↑ +0%
VACCN ALL PRODUCTS $395.29 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $415.06 ↑ +5%
AETNA MEDICARE ADVANTAGE $430.87 ↑ +9%
KARNA MEDICARE ADVANTAGE $465.11 ↑ +18%
UNITED HEALTHCARE DSNP $474.35 ↑ +20%
CIGNA PPO $555.58 ↑ +41%
CIGNA HMO $555.58 ↑ +41%
AETNA MANAGED MEDICAID $634.12 ↑ +60%
ACTIVECARE FIRST MCO ALL PRODUCTS $650.00 ↑ +64%
CLOVER MEDICARE ADVANTAGE $687.60 ↑ +74%
AETNA PPO $766.78 ↑ +94%
AETNA HMO $766.78 ↑ +94%
SEOUL MEDICAL GROUP ALL PRODUCTS $882.42 ↑ +123%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +141%
AMERIHEALTH LOCAL HMO $1,075.10 ↑ +172%
AMERIHEALTH REGIONAL HMO $1,093.69 ↑ +177%
QUALCARE HMO $2,083.00 ↑ +427%
OXFORD ALL PRODUCTS $2,158.30 ↑ +446%
UNITED HEALTHCARE HMO $2,158.30 ↑ +446%
QUALCARE WORKERS COMP $2,159.00 ↑ +446%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,635.80 ↑ +567%
HORIZON WORKERS COMP $2,760.33 ↑ +598%
HORIZON PIP $2,910.84 ↑ +636%
AETNA ASA $2,991.06 ↑ +657%
HORIZON OMNIA $3,030.79 ↑ +667%
CIGNA BH $3,056.00 ↑ +673%
MULTIPLAN - PHCS ALL PRODUCTS $3,247.00 ↑ +721%
QUALCARE PPO $3,472.00 ↑ +778%
HORIZON SHP $3,708.07 ↑ +838%
HORIZON HMO $3,727.56 ↑ +843%
HORIZON INDEMNITY $3,768.43 ↑ +853%
HORIZON PPO $3,820.00 ↑ +866%
BEACON ALL PRODUCTS $3,903.00 ↑ +887%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +996%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Neck MRA (blood vessel MRI, with contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $608.71 $131.59 – $1,037.77
Cooperman Barnabas Medical Center Livingston $716.43 $400.67 – $2,072.00
Community Medical Center Toms River $672.59 $326.00 – $2,072.00
Newark Beth Israel Medical Center Newark $704.26 $135.46 – $2,072.00
Jersey City Medical Center Jersey City $673.89 $170.29 – $2,010.00
Monmouth Medical Center Long Branch $709.56 $326.00 – $2,072.00
Bayshore Medical Center Holmdel $395.29 $395.29 – $4,332.00
Hackensack University Medical Center Hackensack $420.58 $336.46 – $4,332.00

All New-jersey hospitals for this procedure →