Neck (Cervical Spine) MRI (without contrast) at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$267.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,703.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$267.55 with WELLCARE vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WELLCARE | MANAGED MEDICAID | $267.55 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $267.55 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $267.55 | ↑ +0% |
| VACCN | ALL PRODUCTS | $267.55 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $267.55 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $280.93 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $291.63 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $321.06 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $359.15 | ↑ +34% |
| CIGNA | HMO | $392.82 | ↑ +47% |
| CIGNA | PPO | $392.82 | ↑ +47% |
| AETNA | HMO | $438.38 | ↑ +64% |
| AETNA | PPO | $438.38 | ↑ +64% |
| AETNA | MANAGED MEDICAID | $614.70 | ↑ +130% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $650.00 | ↑ +143% |
| CLOVER | MEDICARE ADVANTAGE | $666.54 | ↑ +149% |
| OXFORD | ALL PRODUCTS | $707.07 | ↑ +164% |
| UNITED HEALTHCARE | HMO | $707.07 | ↑ +164% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $855.39 | ↑ +220% |
| AMERIHEALTH | LOCAL HMO | $928.50 | ↑ +247% |
| AMERIHEALTH | REGIONAL HMO | $944.55 | ↑ +253% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $951.00 | ↑ +255% |
| QUALCARE | HMO | $2,083.00 | ↑ +679% |
| QUALCARE | WORKERS COMP | $2,159.00 | ↑ +707% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,555.07 | ↑ +855% |
| HORIZON | WORKERS COMP | $2,675.79 | ↑ +900% |
| HORIZON | PIP | $2,821.69 | ↑ +955% |
| AETNA | ASA | $2,899.45 | ↑ +984% |
| HORIZON | OMNIA | $2,937.96 | ↑ +998% |
| CIGNA | BH | $2,962.40 | ↑ +1007% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,147.55 | ↑ +1076% |
| QUALCARE | PPO | $3,291.00 | ↑ +1130% |
| HORIZON | SHP | $3,594.50 | ↑ +1243% |
| HORIZON | HMO | $3,613.39 | ↑ +1251% |
| HORIZON | INDEMNITY | $3,653.01 | ↑ +1265% |
| HORIZON | PPO | $3,703.00 | ↑ +1284% |
| BEACON | ALL PRODUCTS | $3,903.00 | ↑ +1359% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +1519% |
| UBH | ALL PRODUCTS | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $517.30 | $101.61 – $896.25 |
| Cooperman Barnabas Medical Center | Livingston | $583.99 | $271.19 – $2,072.00 |
| Community Medical Center | Toms River | $571.59 | $264.17 – $2,072.00 |
| Clara Maass Medical Center | Belleville | $548.16 | $271.19 – $2,072.00 |
| Childrens Specialized Hospital | Mountainside | $1,200.50 | $330.00 – $330.00 |
| Newark Beth Israel Medical Center | Newark | $574.07 | $104.60 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $572.69 | $131.50 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $603.01 | $267.55 – $2,072.00 |