Mult fam adapt bhv tx gdn at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$32.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$73.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.12 with AETNA vs $549.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $12.12 ↓ -63%
HORIZON BH $12.40 ↓ -62%
CLOVER MEDICARE ADVANTAGE $13.14 ↓ -60%
SEOUL MEDICAL GROUP ALL PRODUCTS $16.86 ↓ -49%
WELLCARE MEDICARE ADVANTAGE $32.97 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $32.97 ↑ +0%
WELLCARE MANAGED MEDICAID $32.97 ↑ +0%
VACCN ALL PRODUCTS $32.97 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $32.97 ↑ +0%
QUALCARE HMO $34.16 ↑ +4%
QUALCARE PPO $34.16 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $34.62 ↑ +5%
AETNA MEDICARE ADVANTAGE $35.94 ↑ +9%
UNITED HEALTHCARE DSNP $39.57 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $43.00 ↑ +30%
HORIZON MANAGED MEDICAID $50.36 ↑ +53%
HORIZON WORKERS COMP $52.75 ↑ +60%
AETNA HMO $53.66 ↑ +63%
AETNA PPO $53.66 ↑ +63%
BEACON ALL PRODUCTS $54.75 ↑ +66%
BERGEN RISK ALL PRODUCTS $54.75 ↑ +66%
HORIZON PIP $55.63 ↑ +69%
AETNA ASA $57.16 ↑ +73%
HORIZON OMNIA $57.92 ↑ +76%
CIGNA BH $58.40 ↑ +77%
KARNA MEDICARE ADVANTAGE $60.10 ↑ +82%
MULTIPLAN - PHCS ALL PRODUCTS $62.05 ↑ +88%
ACTIVECARE FIRST MCO ALL PRODUCTS $62.05 ↑ +88%
AMERIHEALTH LOCAL HMO $63.77 ↑ +93%
QUALCARE WORKERS COMP $64.24 ↑ +95%
BRIGHTON HEALTH PLAN ALL PRODUCTS $65.70 ↑ +99%
CIGNA HMO $69.81 ↑ +112%
CIGNA PPO $69.81 ↑ +112%
HORIZON SHP $70.86 ↑ +115%
HORIZON HMO $71.23 ↑ +116%
HORIZON INDEMNITY $72.01 ↑ +118%
AMERIHEALTH REGIONAL HMO $72.23 ↑ +119%
HORIZON PPO $73.00 ↑ +121%
OXFORD ALL PRODUCTS $426.00 ↑ +1192%
UNITED HEALTHCARE HMO $549.00 ↑ +1565%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Mult fam adapt bhv tx gdn at other New-jersey hospitals

Hospital City Cash price Negotiated range
Childrens Specialized Hospital Mountainside $100.00 $33.91 – $33.91
Bayshore Medical Center Holmdel $32.97 $32.97 – $393.00
Hackensack University Medical Center Hackensack $35.08 $28.07 – $1,673.00
Ocean University Medical Center Brick $32.56 $29.79 – $393.00
JFK Johnson Rehabilitation Institute (JRI) Edison $33.00 $12.40 – $759.00
Palisades Medical Center North Bergen $35.08 $35.08 – $1,353.00
Raritan Bay Medical Center Perth Amboy $33.00 $33.00 – $389.00
Riverview Medical Center Red Bank $32.97 $32.97 – $399.00

All New-jersey hospitals for this procedure →