Metabolic Blood Panel (Comprehensive) at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$10.56

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$318.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.45 with OPTUM HEALTH vs $318.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $8.45 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $10.56 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $10.56 ↑ +0%
AMERIGROUP MANAGED MEDICAID $10.56 ↑ +0%
WELLCARE MANAGED MEDICAID $10.56 ↑ +0%
VACCN ALL PRODUCTS $10.56 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $10.56 ↑ +0%
CLOVER MEDICARE ADVANTAGE $10.56 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $11.09 ↑ +5%
AETNA MEDICARE ADVANTAGE $11.51 ↑ +9%
UNITED HEALTHCARE DSNP $12.67 ↑ +20%
KARNA MEDICARE ADVANTAGE $13.75 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $23.20 ↑ +120%
UNITED HEALTHCARE HMO $23.60 ↑ +123%
OXFORD ALL PRODUCTS $23.60 ↑ +123%
CIGNA PPO $48.39 ↑ +358%
CIGNA HMO $48.39 ↑ +358%
AETNA MANAGED MEDICAID $52.79 ↑ +400%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $73.78 ↑ +599%
QUALCARE HMO $184.76 ↑ +1650%
HORIZON MANAGED MEDICAID $219.39 ↑ +1978%
AETNA PPO $222.60 ↑ +2008%
AETNA HMO $222.60 ↑ +2008%
HORIZON WORKERS COMP $229.79 ↑ +2076%
BERGEN RISK ALL PRODUCTS $238.50 ↑ +2159%
BEACON ALL PRODUCTS $238.50 ↑ +2159%
HORIZON PIP $242.32 ↑ +2195%
QUALCARE PPO $247.09 ↑ +2240%
AETNA ASA $248.99 ↑ +2258%
HORIZON OMNIA $252.30 ↑ +2289%
CIGNA BH $254.40 ↑ +2309%
BRIGHTON HEALTH PLAN ALL PRODUCTS $254.40 ↑ +2309%
MULTIPLAN - PHCS ALL PRODUCTS $270.30 ↑ +2460%
ACTIVECARE FIRST MCO ALL PRODUCTS $270.30 ↑ +2460%
AMERIHEALTH LOCAL HMO $277.80 ↑ +2531%
QUALCARE WORKERS COMP $279.84 ↑ +2550%
HORIZON SHP $308.68 ↑ +2823%
HORIZON HMO $310.30 ↑ +2838%
HORIZON INDEMNITY $313.71 ↑ +2871%
AMERIHEALTH REGIONAL HMO $314.63 ↑ +2879%
HORIZON PPO $318.00 ↑ +2911%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Metabolic Blood Panel (Comprehensive) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $136.40 $49.45 – $191.64
Trinitas Regional Medical Center Elizabeth $11.62 $4.96 – $44.43
Cooperman Barnabas Medical Center Livingston $11.62 $4.96 – $42.74
Community Medical Center Toms River $11.62 $4.96 – $42.74
Clara Maass Medical Center Belleville $11.62 $4.96 – $42.74
Childrens Specialized Hospital Mountainside $32.00 $8.45 – $8.70
Newark Beth Israel Medical Center Newark $11.62 $4.96 – $42.74
Jersey City Medical Center Jersey City $11.62 $4.96 – $42.74

All New-jersey hospitals for this procedure →