Mayo factor ii at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$12.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$134.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.38 with OPTUM HEALTH vs $134.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $10.38 ↓ -20%
CLOVER MEDICARE ADVANTAGE $12.98 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $12.98 ↑ +0%
AMERIGROUP MANAGED MEDICAID $12.98 ↑ +0%
WELLCARE MANAGED MEDICAID $12.98 ↑ +0%
VACCN ALL PRODUCTS $12.98 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $12.98 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $12.98 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $13.63 ↑ +5%
AETNA MEDICARE ADVANTAGE $14.15 ↑ +9%
UNITED HEALTHCARE DSNP $15.58 ↑ +20%
KARNA MEDICARE ADVANTAGE $16.91 ↑ +30%
AETNA MANAGED MEDICAID $22.24 ↑ +71%
UNITED HEALTHCARE MANAGED MEDICAID $28.50 ↑ +120%
UNITED HEALTHCARE HMO $29.01 ↑ +123%
OXFORD ALL PRODUCTS $29.01 ↑ +123%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $31.09 ↑ +140%
CIGNA HMO $59.48 ↑ +358%
CIGNA PPO $59.48 ↑ +358%
QUALCARE HMO $77.85 ↑ +500%
HORIZON MANAGED MEDICAID $92.45 ↑ +612%
AETNA PPO $93.80 ↑ +623%
AETNA HMO $93.80 ↑ +623%
HORIZON WORKERS COMP $96.83 ↑ +646%
BERGEN RISK ALL PRODUCTS $100.50 ↑ +674%
BEACON ALL PRODUCTS $100.50 ↑ +674%
HORIZON PIP $102.11 ↑ +687%
QUALCARE PPO $104.12 ↑ +702%
AETNA ASA $104.92 ↑ +708%
HORIZON OMNIA $106.32 ↑ +719%
CIGNA BH $107.20 ↑ +726%
BRIGHTON HEALTH PLAN ALL PRODUCTS $107.20 ↑ +726%
MULTIPLAN - PHCS ALL PRODUCTS $113.90 ↑ +778%
ACTIVECARE FIRST MCO ALL PRODUCTS $113.90 ↑ +778%
AMERIHEALTH LOCAL HMO $117.06 ↑ +802%
QUALCARE WORKERS COMP $117.92 ↑ +808%
HORIZON SHP $130.07 ↑ +902%
HORIZON HMO $130.76 ↑ +907%
HORIZON INDEMNITY $132.19 ↑ +918%
AMERIHEALTH REGIONAL HMO $132.58 ↑ +921%
HORIZON PPO $134.00 ↑ +932%
UBH ALL PRODUCTS not published by hospital

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Mayo factor ii at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $14.28 $6.10 – $53.41
Cooperman Barnabas Medical Center Livingston $14.28 $5.41 – $53.41
Community Medical Center Toms River $14.28 $5.41 – $53.41
Clara Maass Medical Center Belleville $14.28 $5.41 – $53.41
Newark Beth Israel Medical Center Newark $14.28 $5.41 – $53.41
Jersey City Medical Center Jersey City $14.28 $5.41 – $53.41
Monmouth Medical Center Long Branch $14.28 $5.41 – $53.41
Bayshore Medical Center Holmdel $12.98 $12.98 – $59.48

All New-jersey hospitals for this procedure →