Largsc w/laser dstrj les at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$4,080.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,840.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$370.95 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $370.95 | ↓ -91% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -71% |
| AETNA | MANAGED MEDICAID | $1,301.44 | ↓ -68% |
| CLOVER | MEDICARE ADVANTAGE | $1,411.20 | ↓ -65% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,811.04 | ↓ -56% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↓ -55% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $4,080.94 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $4,080.94 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $4,080.94 | ↑ +0% |
| VACCN | ALL PRODUCTS | $4,080.94 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $4,080.94 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $4,284.98 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $4,448.22 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $4,897.13 | ↑ +20% |
| BEACON | ALL PRODUCTS | $5,880.00 | ↑ +44% |
| BERGEN RISK | ALL PRODUCTS | $5,880.00 | ↑ +44% |
| HORIZON | PIP | $5,974.08 | ↑ +46% |
| QUALCARE | PPO | $6,091.68 | ↑ +49% |
| AETNA | ASA | $6,138.72 | ↑ +50% |
| HORIZON | OMNIA | $6,220.26 | ↑ +52% |
| QUALCARE | HMO | $6,256.00 | ↑ +53% |
| CIGNA | BH | $6,272.00 | ↑ +54% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,664.00 | ↑ +63% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $6,664.00 | ↑ +63% |
| CIGNA | HMO | $6,725.00 | ↑ +65% |
| AMERIHEALTH | LOCAL HMO | $6,849.02 | ↑ +68% |
| QUALCARE | WORKERS COMP | $6,899.20 | ↑ +69% |
| CIGNA | PPO | $7,533.00 | ↑ +85% |
| HORIZON | SHP | $7,610.29 | ↑ +86% |
| HORIZON | HMO | $7,650.27 | ↑ +87% |
| HORIZON | INDEMNITY | $7,734.16 | ↑ +90% |
| AMERIHEALTH | REGIONAL HMO | $7,756.90 | ↑ +90% |
| HORIZON | PPO | $7,840.00 | ↑ +92% |
| OXFORD | ALL PRODUCTS | $8,522.00 | ↑ +109% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +149% |
| AETNA | PPO | $10,202.00 | ↑ +150% |
| AETNA | HMO | $10,202.00 | ↑ +150% |
| UNITED HEALTHCARE | HMO | $10,276.00 | ↑ +152% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +258% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Largsc w/laser dstrj les at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $272.34 – $8,058.78 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $391.69 – $8,272.92 |
| Community Medical Center | Toms River | $3,786.00 | $401.13 – $8,018.49 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $386.97 – $8,231.56 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $280.35 – $8,272.92 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $352.44 – $8,640.52 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $773.95 – $8,121.07 |
| Bayshore Medical Center | Holmdel | $4,080.94 | $4,080.94 – $4,897.13 |