Lap ing hernia repair init at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$6,457.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$18,150.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$905.59 with KARNA vs $23,535.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $905.59 ↓ -86%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↓ -63%
AETNA MANAGED MEDICAID $3,012.90 ↓ -53%
HORIZON MANAGED MEDICAID $3,153.00 ↓ -51%
CLOVER MEDICARE ADVANTAGE $3,267.00 ↓ -49%
AETNA MEDICARE ADVANTAGE $3,847.80 ↓ -40%
SEOUL MEDICAL GROUP ALL PRODUCTS $4,192.65 ↓ -35%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $4,210.80 ↓ -35%
CIGNA HMO $4,412.00 ↓ -32%
CIGNA PPO $4,944.00 ↓ -23%
QUALCARE HMO $6,256.00 ↓ -3%
WELLCARE MEDICARE ADVANTAGE $6,457.82 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $6,457.82 ↑ +0%
WELLCARE MANAGED MEDICAID $6,457.82 ↑ +0%
VACCN ALL PRODUCTS $6,457.82 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $6,780.71 ↑ +5%
UNITED HEALTHCARE DSNP $7,749.38 ↑ +20%
HORIZON OMNIA $10,075.00 ↑ +56%
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00 ↑ +57%
AETNA PPO $10,202.00 ↑ +58%
AETNA HMO $10,202.00 ↑ +58%
QUALCARE PPO $10,231.00 ↑ +58%
QUALCARE WORKERS COMP $10,822.00 ↑ +68%
HORIZON SHP $11,486.00 ↑ +78%
HORIZON HMO $12,442.00 ↑ +93%
HORIZON INDEMNITY $12,559.00 ↑ +94%
HORIZON PPO $12,766.00 ↑ +98%
AMERIHEALTH LOCAL HMO $13,295.00 ↑ +106%
BEACON ALL PRODUCTS $13,612.50 ↑ +111%
BERGEN RISK ALL PRODUCTS $13,612.50 ↑ +111%
HORIZON PIP $13,830.30 ↑ +114%
AETNA ASA $14,211.45 ↑ +120%
CIGNA BH $14,520.00 ↑ +125%
HORIZON WORKERS COMP $14,615.00 ↑ +126%
AMERIHEALTH REGIONAL HMO $15,027.00 ↑ +133%
ACTIVECARE FIRST MCO ALL PRODUCTS $15,427.50 ↑ +139%
MULTIPLAN - PHCS ALL PRODUCTS $15,427.50 ↑ +139%
OXFORD ALL PRODUCTS $19,413.00 ↑ +201%
UNITED HEALTHCARE HMO $23,535.00 ↑ +264%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Lap ing hernia repair init at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $222.81 – $12,752.52
Cooperman Barnabas Medical Center Livingston $6,839.00 $302.12 – $13,091.38
Community Medical Center Toms River $3,786.00 $309.40 – $12,688.76
Clara Maass Medical Center Belleville $3,986.00 $298.48 – $13,025.92
Newark Beth Israel Medical Center Newark $4,881.00 $229.36 – $13,091.38
Jersey City Medical Center Jersey City $5,339.00 $288.34 – $13,673.07
Monmouth Medical Center Long Branch $5,419.00 $596.96 – $12,851.06
Bayshore Medical Center Holmdel $6,457.82 $6,457.82 – $7,749.38

All New-jersey hospitals for this procedure →