Lam facetc/frmt arthrd lum 1 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$780.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.48 with AETNA vs $14,615.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $129.48
CLOVER MEDICARE ADVANTAGE $140.40
AETNA MEDICARE ADVANTAGE $165.36
SEOUL MEDICAL GROUP ALL PRODUCTS $180.18
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $180.96
BERGEN RISK ALL PRODUCTS $585.00
BEACON ALL PRODUCTS $585.00
HORIZON PIP $594.36
QUALCARE PPO $606.06
AETNA ASA $610.74
HORIZON OMNIA $618.85
CIGNA BH $624.00
ACTIVECARE FIRST MCO ALL PRODUCTS $663.00
MULTIPLAN - PHCS ALL PRODUCTS $663.00
AMERIHEALTH LOCAL HMO $681.41
QUALCARE WORKERS COMP $686.40
CIGNA PPO $701.14
CIGNA HMO $701.14
HORIZON SHP $757.15
HORIZON HMO $761.12
HORIZON INDEMNITY $769.47
AMERIHEALTH REGIONAL HMO $771.73
HORIZON PPO $780.00
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00
HORIZON MANAGED MEDICAID $1,827.00
OXFORD ALL PRODUCTS $2,805.00
UNITED HEALTHCARE HMO $3,315.00
QUALCARE HMO $6,256.00
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00
AETNA HMO $10,202.00
AETNA PPO $10,202.00
HORIZON WORKERS COMP $14,615.00
WELLCARE MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital
WELLCARE MEDICARE ADVANTAGE not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
UNITED HEALTHCARE DSNP not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
VACCN ALL PRODUCTS not published by hospital

Visitor-reported prices

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Lam facetc/frmt arthrd lum 1 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth not published $130.35 – $2,891.14
Cooperman Barnabas Medical Center Livingston not published $235.22 – $235.22
Community Medical Center Toms River not published $240.89 – $240.89
Clara Maass Medical Center Belleville not published $232.39 – $232.39
Newark Beth Israel Medical Center Newark not published $134.18 – $426.52
Jersey City Medical Center Jersey City not published $168.68 – $255.06
Monmouth Medical Center Long Branch not published $464.78 – $464.78
Bayshore Medical Center Holmdel not published not published

All New-jersey hospitals for this procedure →