Insertion subcutaneous cardiac rhythm monitor at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$9,160.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$20,384.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$176.14 with KARNA vs $27,512.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $176.14 | ↓ -98% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -74% |
| AETNA | MANAGED MEDICAID | $3,383.74 | ↓ -63% |
| CLOVER | MEDICARE ADVANTAGE | $3,669.12 | ↓ -60% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $4,708.70 | ↓ -49% |
| VACCN | ALL PRODUCTS | $9,160.35 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $9,160.35 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $9,160.35 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $9,160.35 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $9,160.35 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $9,618.37 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $9,984.78 | ↑ +9% |
| HORIZON | OMNIA | $10,075.00 | ↑ +10% |
| AETNA | HMO | $10,202.00 | ↑ +11% |
| AETNA | PPO | $10,202.00 | ↑ +11% |
| UNITED HEALTHCARE | DSNP | $10,992.42 | ↑ +20% |
| HORIZON | SHP | $11,486.00 | ↑ +25% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $11,920.00 | ↑ +30% |
| HORIZON | HMO | $12,442.00 | ↑ +36% |
| HORIZON | INDEMNITY | $12,559.00 | ↑ +37% |
| HORIZON | PPO | $12,766.00 | ↑ +39% |
| BEACON | ALL PRODUCTS | $14,057.00 | ↑ +53% |
| HORIZON | MANAGED MEDICAID | $14,062.92 | ↑ +54% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +60% |
| BERGEN RISK | ALL PRODUCTS | $15,288.00 | ↑ +67% |
| HORIZON | PIP | $15,532.61 | ↑ +70% |
| QUALCARE | PPO | $15,838.37 | ↑ +73% |
| QUALCARE | HMO | $15,838.37 | ↑ +73% |
| AETNA | ASA | $15,960.67 | ↑ +74% |
| CIGNA | BH | $16,307.20 | ↑ +78% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $17,326.40 | ↑ +89% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $17,326.40 | ↑ +89% |
| AMERIHEALTH | LOCAL HMO | $17,807.46 | ↑ +94% |
| QUALCARE | WORKERS COMP | $17,937.92 | ↑ +96% |
| CIGNA | PPO | $19,493.22 | ↑ +113% |
| CIGNA | HMO | $19,493.22 | ↑ +113% |
| AMERIHEALTH | REGIONAL HMO | $20,167.93 | ↑ +120% |
| OXFORD | ALL PRODUCTS | $22,680.00 | ↑ +148% |
| UNITED HEALTHCARE | HMO | $27,512.00 | ↑ +200% |
| UBH | ALL PRODUCTS | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Insertion subcutaneous cardiac rhythm monitor at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $5,146.83 – $18,569.98 |
| Community Medical Center | Toms River | $3,786.00 | $5,270.85 – $17,998.85 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $5,084.82 – $18,477.13 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $2,244.05 – $18,569.98 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $2,821.09 – $19,395.12 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $9,160.35 – $18,229.10 |
| Bayshore Medical Center | Holmdel | $9,160.35 | $9,160.35 – $10,992.42 |
| Hackensack University Medical Center | Hackensack | $9,746.29 | $180.41 – $10,233.61 |