Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$35,487.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$64,472.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,845.17 with KARNA vs $115,710.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $1,845.17 ↓ -95%
AETNA MANAGED MEDICAID $10,702.35 ↓ -70%
CLOVER MEDICARE ADVANTAGE $11,604.96 ↓ -67%
QUALCARE PPO $14,649.00 ↓ -59%
SEOUL MEDICAL GROUP ALL PRODUCTS $14,893.03 ↓ -58%
QUALCARE HMO $15,262.00 ↓ -57%
WELLCARE MEDICARE ADVANTAGE $35,487.68 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $35,487.68 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $35,487.68 ↑ +0%
VACCN ALL PRODUCTS $35,487.68 ↑ +0%
WELLCARE MANAGED MEDICAID $35,487.68 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $37,262.06 ↑ +5%
UNITED HEALTHCARE MANAGED MEDICAID $37,974.01 ↑ +7%
AETNA MEDICARE ADVANTAGE $38,681.57 ↑ +9%
BRIGHTON HEALTH PLAN ALL PRODUCTS $41,262.08 ↑ +16%
UNITED HEALTHCARE DSNP $42,585.22 ↑ +20%
HORIZON MANAGED MEDICAID $44,479.23 ↑ +25%
HORIZON WORKERS COMP $46,587.47 ↑ +31%
BERGEN RISK ALL PRODUCTS $48,354.00 ↑ +36%
BEACON ALL PRODUCTS $48,354.00 ↑ +36%
HORIZON PIP $49,127.66 ↑ +38%
AETNA ASA $50,481.58 ↑ +42%
HORIZON OMNIA $51,152.08 ↑ +44%
CIGNA BH $51,577.60 ↑ +45%
MULTIPLAN - PHCS ALL PRODUCTS $54,801.20 ↑ +54%
ACTIVECARE FIRST MCO ALL PRODUCTS $54,801.20 ↑ +54%
AMERIHEALTH LOCAL HMO $56,322.74 ↑ +59%
QUALCARE WORKERS COMP $56,735.36 ↑ +60%
AETNA HMO $58,024.80 ↑ +64%
AETNA PPO $58,024.80 ↑ +64%
CIGNA HMO $61,654.57 ↑ +74%
CIGNA PPO $61,654.57 ↑ +74%
HORIZON SHP $62,582.97 ↑ +76%
HORIZON HMO $62,911.78 ↑ +77%
HORIZON INDEMNITY $63,601.63 ↑ +79%
AMERIHEALTH REGIONAL HMO $63,788.60 ↑ +80%
HORIZON PPO $64,472.00 ↑ +82%
UNITED HEALTHCARE HMO $114,617.00 ↑ +223%
OXFORD ALL PRODUCTS $115,710.00 ↑ +226%
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $6,839.00 $35,970.53 – $71,941.06
Community Medical Center Toms River $3,786.00 $35,039.46 – $69,728.53
Clara Maass Medical Center Belleville $3,986.00 $35,970.53 – $71,581.35
Newark Beth Israel Medical Center Newark $4,881.00 $467.32 – $71,941.06
Jersey City Medical Center Jersey City $5,339.00 $587.49 – $75,137.70
Monmouth Medical Center Long Branch $5,419.00 $35,487.68 – $70,620.48
Bayshore Medical Center Holmdel $35,487.68 $35,487.68 – $42,585.22
Hackensack University Medical Center Hackensack $37,757.64 $1,894.53 – $39,645.52

All New-jersey hospitals for this procedure →