Ins pm gen exist dual lead at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$24,844.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$54,185.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$759.66 with KARNA vs $115,710.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $759.66 ↓ -97%
AETNA MANAGED MEDICAID $8,994.71 ↓ -64%
CLOVER MEDICARE ADVANTAGE $9,753.30 ↓ -61%
SEOUL MEDICAL GROUP ALL PRODUCTS $12,516.74 ↓ -50%
QUALCARE PPO $14,649.00 ↓ -41%
QUALCARE HMO $15,262.00 ↓ -39%
WELLCARE MEDICARE ADVANTAGE $24,844.79 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $24,844.79 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $24,844.79 ↑ +0%
VACCN ALL PRODUCTS $24,844.79 ↑ +0%
WELLCARE MANAGED MEDICAID $24,844.79 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $26,087.03 ↑ +5%
AETNA MEDICARE ADVANTAGE $27,080.82 ↑ +9%
UNITED HEALTHCARE DSNP $29,813.75 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $31,914.97 ↑ +28%
BRIGHTON HEALTH PLAN ALL PRODUCTS $34,678.40 ↑ +40%
HORIZON MANAGED MEDICAID $37,382.23 ↑ +50%
HORIZON WORKERS COMP $39,154.08 ↑ +58%
BERGEN RISK ALL PRODUCTS $40,638.75 ↑ +64%
BEACON ALL PRODUCTS $40,638.75 ↑ +64%
HORIZON PIP $41,288.97 ↑ +66%
AETNA ASA $42,426.86 ↑ +71%
HORIZON OMNIA $42,990.38 ↑ +73%
CIGNA BH $43,348.00 ↑ +74%
MULTIPLAN - PHCS ALL PRODUCTS $46,057.25 ↑ +85%
ACTIVECARE FIRST MCO ALL PRODUCTS $46,057.25 ↑ +85%
AMERIHEALTH LOCAL HMO $47,336.02 ↑ +91%
QUALCARE WORKERS COMP $47,682.80 ↑ +92%
AETNA HMO $48,766.50 ↑ +96%
AETNA PPO $48,766.50 ↑ +96%
CIGNA HMO $51,817.12 ↑ +109%
CIGNA PPO $51,817.12 ↑ +109%
HORIZON SHP $52,597.38 ↑ +112%
HORIZON HMO $52,873.72 ↑ +113%
HORIZON INDEMNITY $53,453.50 ↑ +115%
AMERIHEALTH REGIONAL HMO $53,610.64 ↑ +116%
HORIZON PPO $54,185.00 ↑ +118%
UNITED HEALTHCARE HMO $114,617.00 ↑ +361%
OXFORD ALL PRODUCTS $115,710.00 ↑ +366%
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Ins pm gen exist dual lead at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $186.90 – $49,061.98
Cooperman Barnabas Medical Center Livingston $6,839.00 $25,182.83 – $50,365.66
Community Medical Center Toms River $3,786.00 $24,530.99 – $48,816.67
Clara Maass Medical Center Belleville $3,986.00 $25,182.83 – $50,113.83
Newark Beth Israel Medical Center Newark $4,881.00 $192.40 – $50,365.66
Jersey City Medical Center Jersey City $5,339.00 $241.88 – $52,603.62
Monmouth Medical Center Long Branch $5,419.00 $24,844.79 – $49,441.13
Bayshore Medical Center Holmdel $24,844.79 $24,844.79 – $29,813.75

All New-jersey hospitals for this procedure →