Incision of urethra at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$2,267.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,470.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$141.20 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $141.20 | ↓ -94% |
| AETNA | MANAGED MEDICAID | $908.02 | ↓ -60% |
| CLOVER | MEDICARE ADVANTAGE | $984.60 | ↓ -57% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -48% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,263.57 | ↓ -44% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↓ -19% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $2,267.41 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $2,267.41 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $2,267.41 | ↑ +0% |
| VACCN | ALL PRODUCTS | $2,267.41 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $2,267.41 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,380.78 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $2,471.48 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $2,720.90 | ↑ +20% |
| BEACON | ALL PRODUCTS | $4,102.50 | ↑ +81% |
| BERGEN RISK | ALL PRODUCTS | $4,102.50 | ↑ +81% |
| HORIZON | PIP | $4,168.14 | ↑ +84% |
| QUALCARE | PPO | $4,250.19 | ↑ +87% |
| AETNA | ASA | $4,283.01 | ↑ +89% |
| HORIZON | OMNIA | $4,339.90 | ↑ +91% |
| CIGNA | BH | $4,376.00 | ↑ +93% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,649.50 | ↑ +105% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $4,649.50 | ↑ +105% |
| AMERIHEALTH | LOCAL HMO | $4,778.59 | ↑ +111% |
| QUALCARE | WORKERS COMP | $4,813.60 | ↑ +112% |
| CIGNA | PPO | $4,916.98 | ↑ +117% |
| CIGNA | HMO | $4,916.98 | ↑ +117% |
| HORIZON | SHP | $5,309.73 | ↑ +134% |
| HORIZON | HMO | $5,337.63 | ↑ +135% |
| HORIZON | INDEMNITY | $5,396.16 | ↑ +138% |
| AMERIHEALTH | REGIONAL HMO | $5,412.02 | ↑ +139% |
| HORIZON | PPO | $5,470.00 | ↑ +141% |
| QUALCARE | HMO | $6,256.00 | ↑ +176% |
| OXFORD | ALL PRODUCTS | $8,522.00 | ↑ +276% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +348% |
| AETNA | HMO | $10,202.00 | ↑ +350% |
| AETNA | PPO | $10,202.00 | ↑ +350% |
| UNITED HEALTHCARE | HMO | $10,276.00 | ↑ +353% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +545% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Incision of urethra at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $2,267.41 | $2,267.41 – $2,720.90 |
| Hackensack University Medical Center | Hackensack | $2,412.45 | $145.79 – $2,533.07 |
| Ocean University Medical Center | Brick | $2,238.78 | $141.20 – $2,686.53 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $2,269.38 | $43.56 – $2,269.38 |
| Palisades Medical Center | North Bergen | $2,412.45 | $145.79 – $2,629.57 |
| Raritan Bay Medical Center | Perth Amboy | $2,269.38 | $145.79 – $2,723.26 |
| Riverview Medical Center | Red Bank | $2,267.41 | $141.20 – $2,720.90 |
| Southern Ocean Medical Center | Manahawkin | $2,238.78 | $141.20 – $2,686.53 |