Incision of achilles tendon at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,771.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$380.93 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $380.93 ↓ -78%
AETNA MANAGED MEDICAID $861.21 ↓ -51%
CLOVER MEDICARE ADVANTAGE $933.84 ↓ -47%
HORIZON MANAGED MEDICAID $983.00 ↓ -45%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -33%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,198.43 ↓ -32%
WELLCARE MEDICARE ADVANTAGE $1,771.43 ↑ +0%
VACCN ALL PRODUCTS $1,771.43 ↑ +0%
WELLCARE MANAGED MEDICAID $1,771.43 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,771.43 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1,771.43 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,860.00 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,930.86 ↑ +9%
UNITED HEALTHCARE DSNP $2,125.72 ↑ +20%
CIGNA HMO $2,247.00 ↑ +27%
CIGNA PPO $2,518.00 ↑ +42%
BEACON ALL PRODUCTS $3,891.00 ↑ +120%
BERGEN RISK ALL PRODUCTS $3,891.00 ↑ +120%
HORIZON PIP $3,953.26 ↑ +123%
QUALCARE PPO $4,031.08 ↑ +128%
AETNA ASA $4,062.20 ↑ +129%
HORIZON OMNIA $4,116.16 ↑ +132%
CIGNA BH $4,150.40 ↑ +134%
ACTIVECARE FIRST MCO ALL PRODUCTS $4,409.80 ↑ +149%
MULTIPLAN - PHCS ALL PRODUCTS $4,409.80 ↑ +149%
AMERIHEALTH LOCAL HMO $4,532.24 ↑ +156%
QUALCARE WORKERS COMP $4,565.44 ↑ +158%
HORIZON SHP $5,035.99 ↑ +184%
HORIZON HMO $5,062.45 ↑ +186%
HORIZON INDEMNITY $5,117.96 ↑ +189%
AMERIHEALTH REGIONAL HMO $5,133.01 ↑ +190%
HORIZON PPO $5,188.00 ↑ +193%
QUALCARE HMO $6,256.00 ↑ +253%
OXFORD ALL PRODUCTS $8,522.00 ↑ +381%
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00 ↑ +474%
AETNA HMO $10,202.00 ↑ +476%
AETNA PPO $10,202.00 ↑ +476%
UNITED HEALTHCARE HMO $10,276.00 ↑ +480%
HORIZON WORKERS COMP $14,615.00 ↑ +725%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Incision of achilles tendon at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,771.43 $1,771.43 – $2,125.72
Hackensack University Medical Center Hackensack $1,884.74 $394.21 – $1,978.98
Ocean University Medical Center Brick $1,749.06 $380.93 – $2,098.87
JFK Johnson Rehabilitation Institute (JRI) Edison $1,772.97 $121.80 – $1,772.97
Palisades Medical Center North Bergen $1,884.74 $394.21 – $2,054.37
Raritan Bay Medical Center Perth Amboy $1,772.97 $394.21 – $2,127.56
Riverview Medical Center Red Bank $1,771.43 $380.93 – $2,125.72
Southern Ocean Medical Center Manahawkin $1,749.06 $380.93 – $2,098.87

All New-jersey hospitals for this procedure →