Immune complex assay at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$24.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$651.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.61 with AETNA vs $111.67 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $14.61 ↓ -40%
OPTUM HEALTH MANAGED MEDICAID $19.50 ↓ -20%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $20.42 ↓ -16%
AMERIGROUP MANAGED MEDICAID $24.37 ↑ +0%
WELLCARE MANAGED MEDICAID $24.37 ↑ +0%
VACCN ALL PRODUCTS $24.37 ↑ +0%
CLOVER MEDICARE ADVANTAGE $24.37 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $24.37 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $24.37 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $24.37 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $25.59 ↑ +5%
AETNA MEDICARE ADVANTAGE $26.56 ↑ +9%
UNITED HEALTHCARE DSNP $29.24 ↑ +20%
KARNA MEDICARE ADVANTAGE $31.74 ↑ +30%
UNITED HEALTHCARE HMO $49.72 ↑ +104%
OXFORD ALL PRODUCTS $49.72 ↑ +104%
QUALCARE HMO $51.13 ↑ +110%
UNITED HEALTHCARE MANAGED MEDICAID $53.49 ↑ +119%
HORIZON MANAGED MEDICAID $60.71 ↑ +149%
AETNA PPO $61.60 ↑ +153%
AETNA HMO $61.60 ↑ +153%
HORIZON WORKERS COMP $63.59 ↑ +161%
BERGEN RISK ALL PRODUCTS $66.00 ↑ +171%
BEACON ALL PRODUCTS $66.00 ↑ +171%
HORIZON PIP $67.06 ↑ +175%
QUALCARE PPO $68.38 ↑ +181%
AETNA ASA $68.90 ↑ +183%
HORIZON OMNIA $69.82 ↑ +186%
CIGNA BH $70.40 ↑ +189%
BRIGHTON HEALTH PLAN ALL PRODUCTS $70.40 ↑ +189%
ACTIVECARE FIRST MCO ALL PRODUCTS $74.80 ↑ +207%
MULTIPLAN - PHCS ALL PRODUCTS $74.80 ↑ +207%
AMERIHEALTH LOCAL HMO $76.88 ↑ +215%
QUALCARE WORKERS COMP $77.44 ↑ +218%
HORIZON SHP $85.42 ↑ +251%
HORIZON HMO $85.87 ↑ +252%
HORIZON INDEMNITY $86.81 ↑ +256%
AMERIHEALTH REGIONAL HMO $87.07 ↑ +257%
HORIZON PPO $88.00 ↑ +261%
CIGNA PPO $111.67 ↑ +358%
CIGNA HMO $111.67 ↑ +358%
UBH ALL PRODUCTS not published by hospital

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Immune complex assay at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $24.37 $24.37 – $111.67
Hackensack University Medical Center Hackensack $24.37 $19.50 – $109.43
Ocean University Medical Center Brick $24.37 $24.37 – $111.67
JFK Johnson Rehabilitation Institute (JRI) Edison $24.37 $24.37 – $114.69
Palisades Medical Center North Bergen $24.37 $24.37 – $111.67
Raritan Bay Medical Center Perth Amboy $24.37 $24.37 – $111.67
Riverview Medical Center Red Bank $24.37 $24.37 – $111.67
Southern Ocean Medical Center Manahawkin $24.37 $24.37 – $111.67

All New-jersey hospitals for this procedure →