Hla i typing 1 locus hr at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$177.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,214.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$48.64 with AETNA vs $812.22 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $48.64 | ↓ -73% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $67.98 | ↓ -62% |
| OPTUM HEALTH | MANAGED MEDICAID | $141.80 | ↓ -20% |
| OXFORD | ALL PRODUCTS | $165.55 | ↓ -7% |
| UNITED HEALTHCARE | HMO | $165.55 | ↓ -7% |
| QUALCARE | HMO | $170.23 | ↓ -4% |
| VACCN | ALL PRODUCTS | $177.25 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $177.25 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $177.25 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $177.25 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $177.25 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $177.25 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $177.25 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $186.11 | ↑ +5% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $189.66 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $193.20 | ↑ +9% |
| HORIZON | MANAGED MEDICAID | $202.14 | ↑ +14% |
| AETNA | PPO | $205.10 | ↑ +16% |
| AETNA | HMO | $205.10 | ↑ +16% |
| HORIZON | WORKERS COMP | $211.72 | ↑ +19% |
| UNITED HEALTHCARE | DSNP | $212.70 | ↑ +20% |
| BEACON | ALL PRODUCTS | $219.75 | ↑ +24% |
| BERGEN RISK | ALL PRODUCTS | $219.75 | ↑ +24% |
| HORIZON | PIP | $223.27 | ↑ +26% |
| QUALCARE | PPO | $227.66 | ↑ +28% |
| AETNA | ASA | $229.42 | ↑ +29% |
| KARNA | MEDICARE ADVANTAGE | $230.87 | ↑ +30% |
| HORIZON | OMNIA | $232.47 | ↑ +31% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $234.40 | ↑ +32% |
| CIGNA | BH | $234.40 | ↑ +32% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $249.05 | ↑ +41% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $249.05 | ↑ +41% |
| AMERIHEALTH | LOCAL HMO | $255.96 | ↑ +44% |
| QUALCARE | WORKERS COMP | $257.84 | ↑ +45% |
| HORIZON | SHP | $284.42 | ↑ +60% |
| HORIZON | HMO | $285.91 | ↑ +61% |
| HORIZON | INDEMNITY | $289.04 | ↑ +63% |
| AMERIHEALTH | REGIONAL HMO | $289.89 | ↑ +64% |
| HORIZON | PPO | $293.00 | ↑ +65% |
| CIGNA | PPO | $812.22 | ↑ +358% |
| CIGNA | HMO | $812.22 | ↑ +358% |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Hla i typing 1 locus hr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $177.25 | $177.25 – $812.22 |
| Hackensack University Medical Center | Hackensack | $177.25 | $141.80 – $795.94 |
| Ocean University Medical Center | Brick | $177.25 | $155.98 – $812.22 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $177.25 | $155.98 – $834.18 |
| Palisades Medical Center | North Bergen | $177.25 | $159.83 – $812.22 |
| Raritan Bay Medical Center | Perth Amboy | $177.25 | $177.25 – $812.22 |
| Riverview Medical Center | Red Bank | $177.25 | $112.08 – $812.22 |
| Southern Ocean Medical Center | Manahawkin | $177.25 | $177.25 – $812.22 |