Ghs sensitivity (per antimicro) at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$7.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$113.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.98 with OPTUM HEALTH vs $77.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $5.98 ↓ -20%
CLOVER MEDICARE ADVANTAGE $7.48 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $7.48 ↑ +0%
AMERIGROUP MANAGED MEDICAID $7.48 ↑ +0%
WELLCARE MANAGED MEDICAID $7.48 ↑ +0%
VACCN ALL PRODUCTS $7.48 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $7.48 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $7.48 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $7.85 ↑ +5%
AETNA MEDICARE ADVANTAGE $8.15 ↑ +9%
UNITED HEALTHCARE DSNP $8.98 ↑ +20%
KARNA MEDICARE ADVANTAGE $9.74 ↑ +30%
AETNA MANAGED MEDICAID $12.78 ↑ +71%
UNITED HEALTHCARE MANAGED MEDICAID $15.13 ↑ +102%
UNITED HEALTHCARE HMO $16.72 ↑ +124%
OXFORD ALL PRODUCTS $16.72 ↑ +124%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $17.86 ↑ +139%
CIGNA HMO $34.28 ↑ +358%
CIGNA PPO $34.28 ↑ +358%
QUALCARE HMO $44.74 ↑ +498%
HORIZON MANAGED MEDICAID $53.12 ↑ +610%
AETNA PPO $53.90 ↑ +621%
AETNA HMO $53.90 ↑ +621%
HORIZON WORKERS COMP $55.64 ↑ +644%
BERGEN RISK ALL PRODUCTS $57.75 ↑ +672%
BEACON ALL PRODUCTS $57.75 ↑ +672%
HORIZON PIP $58.67 ↑ +684%
QUALCARE PPO $59.83 ↑ +700%
AETNA ASA $60.29 ↑ +706%
HORIZON OMNIA $61.09 ↑ +717%
CIGNA BH $61.60 ↑ +724%
BRIGHTON HEALTH PLAN ALL PRODUCTS $61.60 ↑ +724%
MULTIPLAN - PHCS ALL PRODUCTS $65.45 ↑ +775%
ACTIVECARE FIRST MCO ALL PRODUCTS $65.45 ↑ +775%
AMERIHEALTH LOCAL HMO $67.27 ↑ +799%
QUALCARE WORKERS COMP $67.76 ↑ +806%
HORIZON SHP $74.74 ↑ +899%
HORIZON HMO $75.14 ↑ +905%
HORIZON INDEMNITY $75.96 ↑ +916%
AMERIHEALTH REGIONAL HMO $76.18 ↑ +918%
HORIZON PPO $77.00 ↑ +929%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Ghs sensitivity (per antimicro) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $7.48 $7.48 – $34.28
Hackensack University Medical Center Hackensack $7.48 $5.98 – $33.59
Ocean University Medical Center Brick $7.48 $7.48 – $34.28
JFK Johnson Rehabilitation Institute (JRI) Edison $7.48 $7.48 – $35.20
Palisades Medical Center North Bergen $7.48 $7.48 – $34.28
Raritan Bay Medical Center Perth Amboy $7.48 $7.48 – $34.28
Riverview Medical Center Red Bank $7.48 $7.48 – $34.28
Southern Ocean Medical Center Manahawkin $7.48 $7.48 – $34.28

All New-jersey hospitals for this procedure →