Gamunex-c/gammaked at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$48.03

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$131.87

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.74 with CLOVER vs $131.87 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $23.74 ↓ -51%
AMERIHEALTH LOCAL HMO $38.36 ↓ -20%
HORIZON MANAGED MEDICAID $40.83 ↓ -15%
AMERIHEALTH REGIONAL HMO $41.96 ↓ -13%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $48.03 ↑ +0%
VACCN ALL PRODUCTS $48.03 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $48.03 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $50.43 ↑ +5%
AETNA MEDICARE ADVANTAGE $52.35 ↑ +9%
UNITED HEALTHCARE DSNP $57.64 ↑ +20%
WELLCARE MEDICARE ADVANTAGE $59.34 ↑ +24%
WELLCARE MANAGED MEDICAID $59.34 ↑ +24%
AETNA MANAGED MEDICAID $64.62 ↑ +35%
KARNA MEDICARE ADVANTAGE $64.85 ↑ +35%
CIGNA PPO $65.28 ↑ +36%
CIGNA HMO $65.28 ↑ +36%
AMERIGROUP MANAGED MEDICAID $65.94 ↑ +37%
SEOUL MEDICAL GROUP ALL PRODUCTS $65.94 ↑ +37%
QUALCARE WORKERS COMP $67.91 ↑ +41%
QUALCARE PPO $67.91 ↑ +41%
OXFORD ALL PRODUCTS $74.51 ↑ +55%
UNITED HEALTHCARE HMO $74.51 ↑ +55%
UNITED HEALTHCARE MANAGED MEDICAID $77.67 ↑ +62%
BERGEN RISK ALL PRODUCTS $79.12 ↑ +65%
BEACON ALL PRODUCTS $79.12 ↑ +65%
AETNA HMO $79.91 ↑ +66%
AETNA PPO $79.91 ↑ +66%
HORIZON WORKERS COMP $95.29 ↑ +98%
HORIZON PIP $100.48 ↑ +109%
AETNA ASA $103.25 ↑ +115%
HORIZON OMNIA $104.63 ↑ +118%
CIGNA BH $105.50 ↑ +120%
ACTIVECARE FIRST MCO ALL PRODUCTS $112.09 ↑ +133%
MULTIPLAN - PHCS ALL PRODUCTS $112.09 ↑ +133%
BRIGHTON HEALTH PLAN ALL PRODUCTS $118.68 ↑ +147%
HORIZON SHP $128.01 ↑ +167%
HORIZON HMO $128.68 ↑ +168%
HORIZON INDEMNITY $130.09 ↑ +171%
HORIZON PPO $131.87 ↑ +175%
UBH ALL PRODUCTS not published by hospital
QUALCARE HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Gamunex-c/gammaked at other New-jersey hospitals

Hospital City Cash price Negotiated range
JFK Johnson Rehabilitation Institute (JRI) Edison $48.03 $40.83 – $99.88
Palisades Medical Center North Bergen $48.81 $40.83 – $99.88
Raritan Bay Medical Center Perth Amboy $48.03 $40.83 – $99.88
Riverview Medical Center Red Bank $48.03 $40.83 – $99.88
Southern Ocean Medical Center Manahawkin $48.03 $40.83 – $99.88

All New-jersey hospitals for this procedure →