Fibrinogen test at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$12.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.94 with OPTUM HEALTH vs $56.96 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $9.94 ↓ -20%
AMERIGROUP MANAGED MEDICAID $12.43 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $12.43 ↑ +0%
WELLCARE MANAGED MEDICAID $12.43 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $12.43 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $12.43 ↑ +0%
VACCN ALL PRODUCTS $12.43 ↑ +0%
CLOVER MEDICARE ADVANTAGE $12.43 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $13.05 ↑ +5%
AETNA MEDICARE ADVANTAGE $13.55 ↑ +9%
UNITED HEALTHCARE DSNP $14.92 ↑ +20%
KARNA MEDICARE ADVANTAGE $16.19 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $24.93 ↑ +101%
UNITED HEALTHCARE HMO $27.78 ↑ +123%
OXFORD ALL PRODUCTS $27.78 ↑ +123%
CIGNA PPO $56.96 ↑ +358%
CIGNA HMO $56.96 ↑ +358%

Visitor-reported prices

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Fibrinogen test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $13.67 $3.64 – $50.75
Cooperman Barnabas Medical Center Livingston $13.67 $5.84 – $50.75
Community Medical Center Toms River $13.67 $5.84 – $50.75
Clara Maass Medical Center Belleville $13.67 $5.84 – $50.75
Newark Beth Israel Medical Center Newark $13.67 $5.84 – $50.75
Jersey City Medical Center Jersey City $13.67 $4.71 – $50.75
Monmouth Medical Center Long Branch $13.67 $5.84 – $50.75
Bayshore Medical Center Holmdel $12.43 $12.43 – $56.96

All New-jersey hospitals for this procedure →