Fetal non stress test at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$222.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,571.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.03 with KARNA vs $1,571.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $103.03 ↓ -54%
WELLCARE MEDICARE ADVANTAGE $222.67 ↑ +0%
WELLCARE MANAGED MEDICAID $222.67 ↑ +0%
VACCN ALL PRODUCTS $222.67 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $222.67 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $222.67 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $233.80 ↑ +5%
AETNA MEDICARE ADVANTAGE $242.71 ↑ +9%
AETNA MANAGED MEDICAID $260.79 ↑ +17%
UNITED HEALTHCARE DSNP $267.20 ↑ +20%
CLOVER MEDICARE ADVANTAGE $282.78 ↑ +27%
SEOUL MEDICAL GROUP ALL PRODUCTS $362.90 ↑ +63%
UNITED HEALTHCARE MANAGED MEDICAID $925.32 ↑ +316%
OXFORD ALL PRODUCTS $1,070.48 ↑ +381%
HORIZON MANAGED MEDICAID $1,083.83 ↑ +387%
HORIZON WORKERS COMP $1,135.20 ↑ +410%
BERGEN RISK ALL PRODUCTS $1,178.25 ↑ +429%
BEACON ALL PRODUCTS $1,178.25 ↑ +429%
HORIZON PIP $1,197.10 ↑ +438%
QUALCARE PPO $1,220.67 ↑ +448%
QUALCARE HMO $1,220.67 ↑ +448%
AETNA ASA $1,230.09 ↑ +452%
HORIZON OMNIA $1,246.43 ↑ +460%
CIGNA BH $1,256.80 ↑ +464%
UNITED HEALTHCARE HMO $1,334.88 ↑ +499%
MULTIPLAN - PHCS ALL PRODUCTS $1,335.35 ↑ +500%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,335.35 ↑ +500%
AMERIHEALTH LOCAL HMO $1,372.43 ↑ +516%
QUALCARE WORKERS COMP $1,382.48 ↑ +521%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,413.90 ↑ +535%
AETNA HMO $1,413.90 ↑ +535%
AETNA PPO $1,413.90 ↑ +535%
CIGNA HMO $1,502.35 ↑ +575%
CIGNA PPO $1,502.35 ↑ +575%
HORIZON SHP $1,524.97 ↑ +585%
HORIZON HMO $1,532.98 ↑ +588%
HORIZON INDEMNITY $1,549.79 ↑ +596%
AMERIHEALTH REGIONAL HMO $1,554.35 ↑ +598%
HORIZON PPO $1,571.00 ↑ +606%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Fetal non stress test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $222.67 $222.67 – $267.20
Hackensack University Medical Center Hackensack $236.91 $106.89 – $4,994.00
Ocean University Medical Center Brick $219.85 $103.03 – $2,080.00
JFK Johnson Rehabilitation Institute (JRI) Edison $222.86 $104.00 – $2,437.00
Palisades Medical Center North Bergen $236.91 $106.89 – $576.00
Raritan Bay Medical Center Perth Amboy $222.86 $106.89 – $650.00
Riverview Medical Center Red Bank $222.67 $103.03 – $267.20
Southern Ocean Medical Center Manahawkin $219.85 $103.03 – $263.83

All New-jersey hospitals for this procedure →