External tissue culture neoplastic disorders bone marrow/blood cells at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$143.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,950.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.17 with AETNA vs $658.71 with CIGNA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $41.17 ↓ -71%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $57.54 ↓ -60%
OPTUM HEALTH MANAGED MEDICAID $115.00 ↓ -20%
CLOVER MEDICARE ADVANTAGE $143.75 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $143.75 ↑ +0%
AMERIGROUP MANAGED MEDICAID $143.75 ↑ +0%
WELLCARE MANAGED MEDICAID $143.75 ↑ +0%
VACCN ALL PRODUCTS $143.75 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $143.75 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $143.75 ↑ +0%
QUALCARE HMO $144.09 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $150.94 ↑ +5%
UNITED HEALTHCARE HMO $155.94 ↑ +8%
OXFORD ALL PRODUCTS $155.94 ↑ +8%
AETNA MEDICARE ADVANTAGE $156.69 ↑ +9%
UNITED HEALTHCARE DSNP $172.50 ↑ +20%
AETNA HMO $173.60 ↑ +21%
AETNA PPO $173.60 ↑ +21%
HORIZON WORKERS COMP $179.20 ↑ +25%
BERGEN RISK ALL PRODUCTS $186.00 ↑ +29%
BEACON ALL PRODUCTS $186.00 ↑ +29%
KARNA MEDICARE ADVANTAGE $187.23 ↑ +30%
HORIZON PIP $188.98 ↑ +31%
HORIZON MANAGED MEDICAID $190.41 ↑ +32%
QUALCARE PPO $192.70 ↑ +34%
AETNA ASA $194.18 ↑ +35%
HORIZON OMNIA $196.76 ↑ +37%
BRIGHTON HEALTH PLAN ALL PRODUCTS $198.40 ↑ +38%
CIGNA BH $198.40 ↑ +38%
ACTIVECARE FIRST MCO ALL PRODUCTS $210.80 ↑ +47%
MULTIPLAN - PHCS ALL PRODUCTS $210.80 ↑ +47%
AMERIHEALTH LOCAL HMO $216.65 ↑ +51%
QUALCARE WORKERS COMP $218.24 ↑ +52%
HORIZON SHP $240.73 ↑ +67%
HORIZON HMO $242.00 ↑ +68%
HORIZON INDEMNITY $244.65 ↑ +70%
AMERIHEALTH REGIONAL HMO $245.37 ↑ +71%
UNITED HEALTHCARE MANAGED MEDICAID $245.61 ↑ +71%
HORIZON PPO $248.00 ↑ +73%
CIGNA HMO $658.71 ↑ +358%
CIGNA PPO $658.71 ↑ +358%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

External tissue culture neoplastic disorders bone marrow/blood cells at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $143.75 $143.75 – $658.71
Hackensack University Medical Center Hackensack $143.75 $115.00 – $645.51
Ocean University Medical Center Brick $143.75 $99.00 – $658.71
JFK Johnson Rehabilitation Institute (JRI) Edison $143.75 $99.00 – $676.52
Palisades Medical Center North Bergen $143.75 $143.75 – $658.71
Raritan Bay Medical Center Perth Amboy $143.75 $143.75 – $658.71
Riverview Medical Center Red Bank $143.75 $103.50 – $658.71
Southern Ocean Medical Center Manahawkin $143.75 $143.75 – $658.71

All New-jersey hospitals for this procedure →