External chromosome analysis 20-25 cells at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$144.61
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,265.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$34.20 with AETNA vs $662.65 with CIGNA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $34.20 | ↓ -76% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $47.79 | ↓ -67% |
| OPTUM HEALTH | MANAGED MEDICAID | $115.69 | ↓ -20% |
| UNITED HEALTHCARE | HMO | $116.39 | ↓ -20% |
| OXFORD | ALL PRODUCTS | $116.39 | ↓ -20% |
| QUALCARE | HMO | $119.69 | ↓ -17% |
| HORIZON | MANAGED MEDICAID | $142.12 | ↓ -2% |
| AETNA | HMO | $144.20 | ↓ -0% |
| AETNA | PPO | $144.20 | ↓ -0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $144.61 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $144.61 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $144.61 | ↑ +0% |
| VACCN | ALL PRODUCTS | $144.61 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $144.61 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $144.61 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $144.61 | ↑ +0% |
| HORIZON | WORKERS COMP | $148.86 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $151.84 | ↑ +5% |
| BERGEN RISK | ALL PRODUCTS | $154.50 | ↑ +7% |
| BEACON | ALL PRODUCTS | $154.50 | ↑ +7% |
| HORIZON | PIP | $156.97 | ↑ +9% |
| AETNA | MEDICARE ADVANTAGE | $157.62 | ↑ +9% |
| QUALCARE | PPO | $160.06 | ↑ +11% |
| AETNA | ASA | $161.30 | ↑ +12% |
| HORIZON | OMNIA | $163.44 | ↑ +13% |
| CIGNA | BH | $164.80 | ↑ +14% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $164.80 | ↑ +14% |
| UNITED HEALTHCARE | DSNP | $173.53 | ↑ +20% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $175.10 | ↑ +21% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $175.10 | ↑ +21% |
| AMERIHEALTH | LOCAL HMO | $179.96 | ↑ +24% |
| QUALCARE | WORKERS COMP | $181.28 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $188.35 | ↑ +30% |
| HORIZON | SHP | $199.96 | ↑ +38% |
| HORIZON | HMO | $201.01 | ↑ +39% |
| HORIZON | INDEMNITY | $203.22 | ↑ +41% |
| AMERIHEALTH | REGIONAL HMO | $203.82 | ↑ +41% |
| HORIZON | PPO | $206.00 | ↑ +42% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $273.57 | ↑ +89% |
| CIGNA | PPO | $662.65 | ↑ +358% |
| CIGNA | HMO | $662.65 | ↑ +358% |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
External chromosome analysis 20-25 cells at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $144.61 | $144.61 – $662.65 |
| Hackensack University Medical Center | Hackensack | $144.61 | $104.99 – $649.37 |
| Ocean University Medical Center | Brick | $144.61 | $144.61 – $662.65 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $144.61 | $144.61 – $680.57 |
| Palisades Medical Center | North Bergen | $144.61 | $115.82 – $662.65 |
| Raritan Bay Medical Center | Perth Amboy | $144.61 | $144.61 – $662.65 |
| Riverview Medical Center | Red Bank | $144.61 | $81.21 – $662.65 |
| Southern Ocean Medical Center | Manahawkin | $144.61 | $144.61 – $662.65 |