Excision lesion mouth roof at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$6,547.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,514.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$674.59 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $674.59 | ↓ -90% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -82% |
| HORIZON | MANAGED MEDICAID | $1,293.00 | ↓ -80% |
| AETNA | MANAGED MEDICAID | $1,745.32 | ↓ -73% |
| CLOVER | MEDICARE ADVANTAGE | $1,892.52 | ↓ -71% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,428.73 | ↓ -63% |
| CIGNA | HMO | $3,135.00 | ↓ -52% |
| CIGNA | PPO | $3,509.00 | ↓ -46% |
| QUALCARE | HMO | $6,256.00 | ↓ -4% |
| WELLCARE | MEDICARE ADVANTAGE | $6,547.81 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $6,547.81 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $6,547.81 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $6,547.81 | ↑ +0% |
| VACCN | ALL PRODUCTS | $6,547.81 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $6,875.20 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $7,137.11 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $7,857.37 | ↑ +20% |
| BERGEN RISK | ALL PRODUCTS | $7,885.50 | ↑ +20% |
| BEACON | ALL PRODUCTS | $7,885.50 | ↑ +20% |
| HORIZON | PIP | $8,011.67 | ↑ +22% |
| QUALCARE | PPO | $8,169.38 | ↑ +25% |
| AETNA | ASA | $8,232.46 | ↑ +26% |
| HORIZON | OMNIA | $8,341.81 | ↑ +27% |
| CIGNA | BH | $8,411.20 | ↑ +28% |
| OXFORD | ALL PRODUCTS | $8,522.00 | ↑ +30% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,936.90 | ↑ +36% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $8,936.90 | ↑ +36% |
| AMERIHEALTH | LOCAL HMO | $9,185.03 | ↑ +40% |
| QUALCARE | WORKERS COMP | $9,252.32 | ↑ +41% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +55% |
| AETNA | PPO | $10,202.00 | ↑ +56% |
| AETNA | HMO | $10,202.00 | ↑ +56% |
| HORIZON | SHP | $10,205.94 | ↑ +56% |
| HORIZON | HMO | $10,259.56 | ↑ +57% |
| UNITED HEALTHCARE | HMO | $10,276.00 | ↑ +57% |
| HORIZON | INDEMNITY | $10,372.06 | ↑ +58% |
| AMERIHEALTH | REGIONAL HMO | $10,402.55 | ↑ +59% |
| HORIZON | PPO | $10,514.00 | ↑ +61% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +123% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Excision lesion mouth roof at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $6,547.81 | $6,547.81 – $7,857.37 |
| Hackensack University Medical Center | Hackensack | $6,966.64 | $699.72 – $7,314.97 |
| Ocean University Medical Center | Brick | $6,465.11 | $674.59 – $7,758.13 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $6,553.49 | $360.00 – $6,553.49 |
| Palisades Medical Center | North Bergen | $6,966.64 | $699.72 – $7,593.63 |
| Raritan Bay Medical Center | Perth Amboy | $6,553.49 | $699.72 – $7,864.18 |
| Riverview Medical Center | Red Bank | $6,547.81 | $674.59 – $7,857.37 |
| Southern Ocean Medical Center | Manahawkin | $6,465.11 | $674.59 – $7,758.13 |