Exc sacral pr ulc skn flap at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$4,052.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,186.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,189.00 with UNITED HEALTHCARE vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -71% |
| AETNA | MANAGED MEDICAID | $1,358.88 | ↓ -66% |
| CLOVER | MEDICARE ADVANTAGE | $1,473.48 | ↓ -64% |
| HORIZON | MANAGED MEDICAID | $1,482.00 | ↓ -63% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,890.97 | ↓ -53% |
| KARNA | MEDICARE ADVANTAGE | $2,049.91 | ↓ -49% |
| CIGNA | HMO | $3,586.00 | ↓ -12% |
| CIGNA | PPO | $4,013.00 | ↓ -1% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $4,052.18 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $4,052.18 | ↑ +0% |
| VACCN | ALL PRODUCTS | $4,052.18 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $4,052.18 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $4,052.18 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $4,254.79 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $4,416.88 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $4,862.62 | ↑ +20% |
| BEACON | ALL PRODUCTS | $6,139.50 | ↑ +52% |
| BERGEN RISK | ALL PRODUCTS | $6,139.50 | ↑ +52% |
| HORIZON | PIP | $6,237.73 | ↑ +54% |
| QUALCARE | HMO | $6,256.00 | ↑ +54% |
| QUALCARE | PPO | $6,360.52 | ↑ +57% |
| AETNA | ASA | $6,409.64 | ↑ +58% |
| HORIZON | OMNIA | $6,494.77 | ↑ +60% |
| CIGNA | BH | $6,548.80 | ↑ +62% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $6,958.10 | ↑ +72% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,958.10 | ↑ +72% |
| AMERIHEALTH | LOCAL HMO | $7,151.29 | ↑ +76% |
| QUALCARE | WORKERS COMP | $7,203.68 | ↑ +78% |
| HORIZON | SHP | $7,946.15 | ↑ +96% |
| HORIZON | HMO | $7,987.90 | ↑ +97% |
| HORIZON | INDEMNITY | $8,075.49 | ↑ +99% |
| AMERIHEALTH | REGIONAL HMO | $8,099.23 | ↑ +100% |
| HORIZON | PPO | $8,186.00 | ↑ +102% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +151% |
| AETNA | HMO | $10,202.00 | ↑ +152% |
| AETNA | PPO | $10,202.00 | ↑ +152% |
| OXFORD | ALL PRODUCTS | $11,680.00 | ↑ +188% |
| UNITED HEALTHCARE | HMO | $14,121.00 | ↑ +248% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +261% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Exc sacral pr ulc skn flap at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $4,052.18 | $4,052.18 – $4,862.62 |
| Hackensack University Medical Center | Hackensack | $4,311.38 | $2,120.35 – $4,526.95 |
| Ocean University Medical Center | Brick | $4,001.00 | $2,049.91 – $4,801.20 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $4,055.70 | $741.82 – $4,055.70 |
| Palisades Medical Center | North Bergen | $4,311.38 | $2,120.35 – $4,699.40 |
| Raritan Bay Medical Center | Perth Amboy | $4,055.70 | $2,120.35 – $4,866.83 |
| Riverview Medical Center | Red Bank | $4,052.18 | $2,049.91 – $4,862.62 |
| Southern Ocean Medical Center | Manahawkin | $4,001.00 | $2,049.91 – $4,801.20 |