Esophagus endoscopy/ligation at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$2,099.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,786.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$286.63 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $286.63 | ↓ -86% |
| AETNA | MANAGED MEDICAID | $462.48 | ↓ -78% |
| CLOVER | MEDICARE ADVANTAGE | $501.48 | ↓ -76% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $643.57 | ↓ -69% |
| HORIZON | MANAGED MEDICAID | $983.00 | ↓ -53% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -43% |
| BEACON | ALL PRODUCTS | $2,089.50 | ↓ -0% |
| BERGEN RISK | ALL PRODUCTS | $2,089.50 | ↓ -0% |
| WELLCARE | MANAGED MEDICAID | $2,099.70 | ↑ +0% |
| VACCN | ALL PRODUCTS | $2,099.70 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $2,099.70 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $2,099.70 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $2,099.70 | ↑ +0% |
| HORIZON | PIP | $2,122.93 | ↑ +1% |
| QUALCARE | PPO | $2,164.72 | ↑ +3% |
| AETNA | ASA | $2,181.44 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $2,204.69 | ↑ +5% |
| HORIZON | OMNIA | $2,210.41 | ↑ +5% |
| CIGNA | BH | $2,228.80 | ↑ +6% |
| CIGNA | HMO | $2,247.00 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $2,288.68 | ↑ +9% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,368.10 | ↑ +13% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,368.10 | ↑ +13% |
| AMERIHEALTH | LOCAL HMO | $2,433.85 | ↑ +16% |
| QUALCARE | WORKERS COMP | $2,451.68 | ↑ +17% |
| CIGNA | PPO | $2,518.00 | ↑ +20% |
| UNITED HEALTHCARE | DSNP | $2,519.64 | ↑ +20% |
| HORIZON | SHP | $2,704.37 | ↑ +29% |
| HORIZON | HMO | $2,718.58 | ↑ +29% |
| HORIZON | INDEMNITY | $2,748.39 | ↑ +31% |
| AMERIHEALTH | REGIONAL HMO | $2,756.47 | ↑ +31% |
| HORIZON | PPO | $2,786.00 | ↑ +33% |
| QUALCARE | HMO | $6,256.00 | ↑ +198% |
| OXFORD | ALL PRODUCTS | $6,345.00 | ↑ +202% |
| UNITED HEALTHCARE | HMO | $7,625.00 | ↑ +263% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +384% |
| AETNA | PPO | $10,202.00 | ↑ +386% |
| AETNA | HMO | $10,202.00 | ↑ +386% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +596% |
| UBH | ALL PRODUCTS | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Esophagus endoscopy/ligation at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $2,099.70 | $2,099.70 – $2,519.64 |
| Hackensack University Medical Center | Hackensack | $2,234.01 | $295.53 – $2,345.71 |
| Ocean University Medical Center | Brick | $2,073.18 | $286.63 – $2,487.82 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $2,101.52 | $242.00 – $2,101.52 |
| Palisades Medical Center | North Bergen | $2,234.01 | $238.37 – $2,435.07 |
| Raritan Bay Medical Center | Perth Amboy | $2,101.52 | $295.53 – $2,521.83 |
| Riverview Medical Center | Red Bank | $2,099.70 | $286.63 – $2,519.64 |
| Southern Ocean Medical Center | Manahawkin | $2,073.18 | $286.63 – $2,487.82 |