Ercp bil/panc duct; each stent plcmt 43274 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$6,588.93

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,040.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$933.19 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $933.19 ↓ -86%
AETNA MANAGED MEDICAID $1,168.64 ↓ -82%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -82%
CLOVER MEDICARE ADVANTAGE $1,267.20 ↓ -81%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,626.24 ↓ -75%
HORIZON MANAGED MEDICAID $1,827.00 ↓ -72%
BERGEN RISK ALL PRODUCTS $5,280.00 ↓ -20%
BEACON ALL PRODUCTS $5,280.00 ↓ -20%
HORIZON PIP $5,364.48 ↓ -19%
QUALCARE PPO $5,470.08 ↓ -17%
AETNA ASA $5,512.32 ↓ -16%
HORIZON OMNIA $5,585.54 ↓ -15%
CIGNA BH $5,632.00 ↓ -15%
ACTIVECARE FIRST MCO ALL PRODUCTS $5,984.00 ↓ -9%
MULTIPLAN - PHCS ALL PRODUCTS $5,984.00 ↓ -9%
AMERIHEALTH LOCAL HMO $6,150.14 ↓ -7%
QUALCARE WORKERS COMP $6,195.20 ↓ -6%
QUALCARE HMO $6,256.00 ↓ -5%
CIGNA HMO $6,328.26 ↓ -4%
CIGNA PPO $6,328.26 ↓ -4%
VACCN ALL PRODUCTS $6,588.93 ↑ +0%
WELLCARE MANAGED MEDICAID $6,588.93 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $6,588.93 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $6,588.93 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $6,588.93 ↑ +0%
HORIZON SHP $6,833.73 ↑ +4%
HORIZON HMO $6,869.63 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $6,918.37 ↑ +5%
HORIZON INDEMNITY $6,944.96 ↑ +5%
AMERIHEALTH REGIONAL HMO $6,965.38 ↑ +6%
HORIZON PPO $7,040.00 ↑ +7%
AETNA MEDICARE ADVANTAGE $7,181.93 ↑ +9%
UNITED HEALTHCARE DSNP $7,906.71 ↑ +20%
OXFORD ALL PRODUCTS $8,522.00 ↑ +29%
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00 ↑ +54%
AETNA HMO $10,202.00 ↑ +55%
AETNA PPO $10,202.00 ↑ +55%
UNITED HEALTHCARE HMO $10,276.00 ↑ +56%
HORIZON WORKERS COMP $14,615.00 ↑ +122%
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ercp bil/panc duct; each stent plcmt 43274 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $6,588.93 $6,588.93 – $7,906.71
Hackensack University Medical Center Hackensack $7,010.39 $960.28 – $7,360.91
Ocean University Medical Center Brick $6,505.71 $933.19 – $7,806.85
JFK Johnson Rehabilitation Institute (JRI) Edison $6,594.64 $421.84 – $6,594.64
Palisades Medical Center North Bergen $7,010.39 $415.51 – $7,641.32
Raritan Bay Medical Center Perth Amboy $6,594.64 $960.28 – $7,913.57
Riverview Medical Center Red Bank $6,588.93 $933.19 – $7,906.71
Southern Ocean Medical Center Manahawkin $6,505.71 $933.19 – $7,806.85

All New-jersey hospitals for this procedure →