Dmd dup/delet analysis at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$279.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,340.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$101.76 with AETNA vs $1,278.48 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $101.76 | ↓ -64% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $142.22 | ↓ -49% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $220.16 | ↓ -21% |
| OPTUM HEALTH | MANAGED MEDICAID | $223.20 | ↓ -20% |
| WELLCARE | MANAGED MEDICAID | $279.00 | ↑ +0% |
| VACCN | ALL PRODUCTS | $279.00 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $279.00 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $279.00 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $279.00 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $279.00 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $279.00 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $292.95 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $304.11 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $334.80 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $346.35 | ↑ +24% |
| OXFORD | ALL PRODUCTS | $346.35 | ↑ +24% |
| QUALCARE | HMO | $356.15 | ↑ +28% |
| KARNA | MEDICARE ADVANTAGE | $363.40 | ↑ +30% |
| HORIZON | MANAGED MEDICAID | $422.91 | ↑ +52% |
| AETNA | HMO | $429.10 | ↑ +54% |
| AETNA | PPO | $429.10 | ↑ +54% |
| HORIZON | WORKERS COMP | $442.95 | ↑ +59% |
| BERGEN RISK | ALL PRODUCTS | $459.75 | ↑ +65% |
| BEACON | ALL PRODUCTS | $459.75 | ↑ +65% |
| HORIZON | PIP | $467.11 | ↑ +67% |
| QUALCARE | PPO | $476.30 | ↑ +71% |
| AETNA | ASA | $479.98 | ↑ +72% |
| HORIZON | OMNIA | $486.35 | ↑ +74% |
| CIGNA | BH | $490.40 | ↑ +76% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $490.40 | ↑ +76% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $521.05 | ↑ +87% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $521.05 | ↑ +87% |
| AMERIHEALTH | LOCAL HMO | $535.52 | ↑ +92% |
| QUALCARE | WORKERS COMP | $539.44 | ↑ +93% |
| HORIZON | SHP | $595.04 | ↑ +113% |
| HORIZON | HMO | $598.17 | ↑ +114% |
| HORIZON | INDEMNITY | $604.72 | ↑ +117% |
| AMERIHEALTH | REGIONAL HMO | $606.50 | ↑ +117% |
| HORIZON | PPO | $613.00 | ↑ +120% |
| CIGNA | PPO | $1,278.48 | ↑ +358% |
| CIGNA | HMO | $1,278.48 | ↑ +358% |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Dmd dup/delet analysis at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $279.00 | $220.16 – $1,278.48 |
| Hackensack University Medical Center | Hackensack | $279.00 | $223.20 – $1,252.85 |
| Ocean University Medical Center | Brick | $279.00 | $220.16 – $1,278.48 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $279.00 | $245.52 – $1,313.04 |
| Palisades Medical Center | North Bergen | $279.00 | $279.00 – $1,278.48 |
| Raritan Bay Medical Center | Perth Amboy | $279.00 | $220.16 – $1,278.48 |
| Riverview Medical Center | Red Bank | $279.00 | $220.16 – $1,278.48 |
| Southern Ocean Medical Center | Manahawkin | $279.00 | $220.16 – $1,278.48 |