Culture fungi skin/hair/nail at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$7.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$130.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.17 with OPTUM HEALTH vs $130.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $6.17 ↓ -20%
CLOVER MEDICARE ADVANTAGE $7.71 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $7.71 ↑ +0%
AMERIGROUP MANAGED MEDICAID $7.71 ↑ +0%
WELLCARE MANAGED MEDICAID $7.71 ↑ +0%
VACCN ALL PRODUCTS $7.71 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $7.71 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $7.71 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $8.10 ↑ +5%
AETNA MEDICARE ADVANTAGE $8.40 ↑ +9%
UNITED HEALTHCARE DSNP $9.25 ↑ +20%
KARNA MEDICARE ADVANTAGE $10.04 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $16.92 ↑ +119%
UNITED HEALTHCARE HMO $17.23 ↑ +123%
OXFORD ALL PRODUCTS $17.23 ↑ +123%
AETNA MANAGED MEDICAID $21.58 ↑ +180%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $30.16 ↑ +291%
CIGNA HMO $35.33 ↑ +358%
CIGNA PPO $35.33 ↑ +358%
QUALCARE HMO $75.53 ↑ +880%
HORIZON MANAGED MEDICAID $89.69 ↑ +1063%
AETNA PPO $91.00 ↑ +1080%
AETNA HMO $91.00 ↑ +1080%
HORIZON WORKERS COMP $93.94 ↑ +1118%
BERGEN RISK ALL PRODUCTS $97.50 ↑ +1165%
BEACON ALL PRODUCTS $97.50 ↑ +1165%
HORIZON PIP $99.06 ↑ +1185%
QUALCARE PPO $101.01 ↑ +1210%
AETNA ASA $101.79 ↑ +1220%
HORIZON OMNIA $103.14 ↑ +1238%
CIGNA BH $104.00 ↑ +1249%
BRIGHTON HEALTH PLAN ALL PRODUCTS $104.00 ↑ +1249%
MULTIPLAN - PHCS ALL PRODUCTS $110.50 ↑ +1333%
ACTIVECARE FIRST MCO ALL PRODUCTS $110.50 ↑ +1333%
AMERIHEALTH LOCAL HMO $113.57 ↑ +1373%
QUALCARE WORKERS COMP $114.40 ↑ +1384%
HORIZON SHP $126.19 ↑ +1537%
HORIZON HMO $126.85 ↑ +1545%
HORIZON INDEMNITY $128.25 ↑ +1563%
AMERIHEALTH REGIONAL HMO $128.62 ↑ +1568%
HORIZON PPO $130.00 ↑ +1586%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Culture fungi skin/hair/nail at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $7.71 $7.71 – $35.33
Hackensack University Medical Center Hackensack $7.71 $6.17 – $34.62
Ocean University Medical Center Brick $7.71 $7.71 – $35.33
JFK Johnson Rehabilitation Institute (JRI) Edison $7.71 $7.71 – $36.29
Palisades Medical Center North Bergen $7.71 $7.71 – $35.33
Raritan Bay Medical Center Perth Amboy $7.71 $7.71 – $35.33
Riverview Medical Center Red Bank $7.71 $7.71 – $35.33
Southern Ocean Medical Center Manahawkin $7.71 $7.71 – $35.33

All New-jersey hospitals for this procedure →