Critical care 30-74 minutes at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$932.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,390.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$346.07 with KARNA vs $4,743.20 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $346.07 | ↓ -63% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $358.00 | ↓ -62% |
| AETNA | MANAGED MEDICAID | $894.74 | ↓ -4% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $932.65 | ↑ +0% |
| VACCN | ALL PRODUCTS | $932.65 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $932.65 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $932.65 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $932.65 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $970.20 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $979.28 | ↑ +5% |
| HORIZON | MANAGED MEDICAID | $992.00 | ↑ +6% |
| AETNA | MEDICARE ADVANTAGE | $1,016.59 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $1,119.18 | ↑ +20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,245.09 | ↑ +34% |
| AMERIHEALTH | LOCAL HMO | $1,345.00 | ↑ +44% |
| BEACON | ALL PRODUCTS | $1,371.00 | ↑ +47% |
| BERGEN RISK | ALL PRODUCTS | $1,522.00 | ↑ +63% |
| AMERIHEALTH | REGIONAL HMO | $1,522.00 | ↑ +63% |
| QUALCARE | HMO | $2,142.00 | ↑ +130% |
| QUALCARE | PPO | $2,142.00 | ↑ +130% |
| OXFORD | ALL PRODUCTS | $2,901.00 | ↑ +211% |
| UNITED HEALTHCARE | HMO | $3,032.00 | ↑ +225% |
| AETNA | PPO | $3,696.00 | ↑ +296% |
| AETNA | HMO | $3,696.00 | ↑ +296% |
| HORIZON | PIP | $4,107.18 | ↑ +340% |
| AETNA | ASA | $4,220.37 | ↑ +353% |
| CIGNA | BH | $4,312.00 | ↑ +362% |
| HORIZON | WORKERS COMP | $4,497.00 | ↑ +382% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $4,581.50 | ↑ +391% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $4,581.50 | ↑ +391% |
| QUALCARE | WORKERS COMP | $4,743.20 | ↑ +409% |
| UBH | ALL PRODUCTS | not published by hospital | — |
| HORIZON | INDEMNITY | not published by hospital | — |
| HORIZON | HMO | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| CIGNA | PPO | not published by hospital | — |
| CIGNA | HMO | not published by hospital | — |
| HORIZON | SHP | not published by hospital | — |
| HORIZON | PPO | not published by hospital | — |
| HORIZON | OMNIA | not published by hospital | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Critical care 30-74 minutes at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $932.65 | $932.65 – $1,522.00 |
| Hackensack University Medical Center | Hackensack | $992.31 | $355.15 – $1,522.00 |
| Ocean University Medical Center | Brick | $920.87 | $346.07 – $1,522.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $933.46 | $355.15 – $3,800.00 |
| Palisades Medical Center | North Bergen | $992.31 | $355.15 – $1,522.00 |
| Raritan Bay Medical Center | Perth Amboy | $933.46 | $355.15 – $1,522.00 |
| Riverview Medical Center | Red Bank | $932.65 | $346.07 – $1,522.00 |
| Southern Ocean Medical Center | Manahawkin | $920.87 | $346.07 – $1,522.00 |