Corneal transplant at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$4,452.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,279.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,540.31 with AETNA vs $19,888.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,540.31 | ↓ -65% |
| CLOVER | MEDICARE ADVANTAGE | $1,670.22 | ↓ -62% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,143.45 | ↓ -52% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -47% |
| KARNA | MEDICARE ADVANTAGE | $2,581.75 | ↓ -42% |
| HORIZON | MANAGED MEDICAID | $2,886.00 | ↓ -35% |
| WELLCARE | MANAGED MEDICAID | $4,452.74 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $4,452.74 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $4,452.74 | ↑ +0% |
| VACCN | ALL PRODUCTS | $4,452.74 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $4,452.74 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $4,675.38 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $4,853.49 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $5,343.29 | ↑ +20% |
| QUALCARE | HMO | $6,256.00 | ↑ +40% |
| CIGNA | HMO | $6,725.00 | ↑ +51% |
| BEACON | ALL PRODUCTS | $6,959.25 | ↑ +56% |
| BERGEN RISK | ALL PRODUCTS | $6,959.25 | ↑ +56% |
| HORIZON | PIP | $7,070.60 | ↑ +59% |
| QUALCARE | PPO | $7,209.78 | ↑ +62% |
| AETNA | ASA | $7,265.46 | ↑ +63% |
| HORIZON | OMNIA | $7,361.96 | ↑ +65% |
| CIGNA | BH | $7,423.20 | ↑ +67% |
| CIGNA | PPO | $7,533.00 | ↑ +69% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $7,887.15 | ↑ +77% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $7,887.15 | ↑ +77% |
| AMERIHEALTH | LOCAL HMO | $8,106.13 | ↑ +82% |
| QUALCARE | WORKERS COMP | $8,165.52 | ↑ +83% |
| HORIZON | SHP | $9,007.13 | ↑ +102% |
| HORIZON | HMO | $9,054.45 | ↑ +103% |
| HORIZON | INDEMNITY | $9,153.73 | ↑ +106% |
| AMERIHEALTH | REGIONAL HMO | $9,180.64 | ↑ +106% |
| HORIZON | PPO | $9,279.00 | ↑ +108% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +128% |
| AETNA | HMO | $10,202.00 | ↑ +129% |
| AETNA | PPO | $10,202.00 | ↑ +129% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +228% |
| OXFORD | ALL PRODUCTS | $16,418.00 | ↑ +269% |
| UNITED HEALTHCARE | HMO | $19,888.00 | ↑ +347% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Corneal transplant at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $4,452.74 | $4,452.74 – $5,343.29 |
| Hackensack University Medical Center | Hackensack | $4,737.56 | $2,685.13 – $4,974.44 |
| Ocean University Medical Center | Brick | $4,396.50 | $2,581.75 – $5,275.80 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $4,456.60 | $901.12 – $4,456.60 |
| Palisades Medical Center | North Bergen | $4,737.56 | $2,685.13 – $5,163.94 |
| Raritan Bay Medical Center | Perth Amboy | $4,456.60 | $2,685.13 – $5,347.93 |
| Riverview Medical Center | Red Bank | $4,452.74 | $2,581.75 – $5,343.29 |
| Southern Ocean Medical Center | Manahawkin | $4,396.50 | $2,581.75 – $5,275.80 |