Corneal transplant at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$5,711.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,760.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,620.16 with AETNA vs $19,888.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,620.16 | ↓ -72% |
| CLOVER | MEDICARE ADVANTAGE | $1,756.80 | ↓ -69% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,254.56 | ↓ -61% |
| KARNA | MEDICARE ADVANTAGE | $2,351.77 | ↓ -59% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -58% |
| HORIZON | MANAGED MEDICAID | $2,886.00 | ↓ -49% |
| WELLCARE | MEDICARE ADVANTAGE | $5,711.08 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $5,711.08 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $5,711.08 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $5,711.08 | ↑ +0% |
| VACCN | ALL PRODUCTS | $5,711.08 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $5,996.63 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $6,225.07 | ↑ +9% |
| QUALCARE | HMO | $6,256.00 | ↑ +10% |
| CIGNA | HMO | $6,725.00 | ↑ +18% |
| UNITED HEALTHCARE | DSNP | $6,853.29 | ↑ +20% |
| BEACON | ALL PRODUCTS | $7,320.00 | ↑ +28% |
| BERGEN RISK | ALL PRODUCTS | $7,320.00 | ↑ +28% |
| HORIZON | PIP | $7,437.12 | ↑ +30% |
| CIGNA | PPO | $7,533.00 | ↑ +32% |
| QUALCARE | PPO | $7,583.52 | ↑ +33% |
| AETNA | ASA | $7,642.08 | ↑ +34% |
| HORIZON | OMNIA | $7,743.58 | ↑ +36% |
| CIGNA | BH | $7,808.00 | ↑ +37% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,296.00 | ↑ +45% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $8,296.00 | ↑ +45% |
| AMERIHEALTH | LOCAL HMO | $8,526.34 | ↑ +49% |
| QUALCARE | WORKERS COMP | $8,588.80 | ↑ +50% |
| HORIZON | SHP | $9,474.03 | ↑ +66% |
| HORIZON | HMO | $9,523.81 | ↑ +67% |
| HORIZON | INDEMNITY | $9,628.24 | ↑ +69% |
| AMERIHEALTH | REGIONAL HMO | $9,656.54 | ↑ +69% |
| HORIZON | PPO | $9,760.00 | ↑ +71% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +78% |
| AETNA | HMO | $10,202.00 | ↑ +79% |
| AETNA | PPO | $10,202.00 | ↑ +79% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +156% |
| OXFORD | ALL PRODUCTS | $16,418.00 | ↑ +187% |
| UNITED HEALTHCARE | HMO | $19,888.00 | ↑ +248% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Corneal transplant at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $5,711.08 | $5,711.08 – $6,853.29 |
| Hackensack University Medical Center | Hackensack | $6,076.38 | $2,447.39 – $6,380.20 |
| Ocean University Medical Center | Brick | $5,638.94 | $2,351.77 – $6,766.73 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $5,716.03 | $906.00 – $5,716.03 |
| Palisades Medical Center | North Bergen | $6,076.38 | $2,447.39 – $6,623.26 |
| Raritan Bay Medical Center | Perth Amboy | $5,716.03 | $2,447.39 – $6,859.24 |
| Riverview Medical Center | Red Bank | $5,711.08 | $2,351.77 – $6,853.29 |
| Southern Ocean Medical Center | Manahawkin | $5,638.94 | $2,351.77 – $6,766.73 |