Colposcopy vulva 56820 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$222.67

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$408.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with CIGNA vs $14,615.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA HMO $0.01 ↓ -100%
CIGNA PPO $0.01 ↓ -100%
AETNA MANAGED MEDICAID $67.73 ↓ -70%
CLOVER MEDICARE ADVANTAGE $73.44 ↓ -67%
SEOUL MEDICAL GROUP ALL PRODUCTS $94.25 ↓ -58%
KARNA MEDICARE ADVANTAGE $172.96 ↓ -22%
WELLCARE MEDICARE ADVANTAGE $222.67 ↑ +0%
VACCN ALL PRODUCTS $222.67 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $222.67 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $222.67 ↑ +0%
WELLCARE MANAGED MEDICAID $222.67 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $233.80 ↑ +5%
AETNA MEDICARE ADVANTAGE $242.71 ↑ +9%
UNITED HEALTHCARE DSNP $267.20 ↑ +20%
BEACON ALL PRODUCTS $306.00 ↑ +37%
BERGEN RISK ALL PRODUCTS $306.00 ↑ +37%
HORIZON PIP $310.90 ↑ +40%
QUALCARE PPO $317.02 ↑ +42%
AETNA ASA $319.46 ↑ +43%
HORIZON OMNIA $323.71 ↑ +45%
CIGNA BH $326.40 ↑ +47%
MULTIPLAN - PHCS ALL PRODUCTS $346.80 ↑ +56%
ACTIVECARE FIRST MCO ALL PRODUCTS $346.80 ↑ +56%
AMERIHEALTH LOCAL HMO $356.43 ↑ +60%
QUALCARE WORKERS COMP $359.04 ↑ +61%
HORIZON SHP $396.05 ↑ +78%
HORIZON HMO $398.13 ↑ +79%
HORIZON INDEMNITY $402.49 ↑ +81%
AMERIHEALTH REGIONAL HMO $403.68 ↑ +81%
HORIZON PPO $408.00 ↑ +83%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +434%
HORIZON MANAGED MEDICAID $1,827.00 ↑ +720%
OXFORD ALL PRODUCTS $2,805.00 ↑ +1160%
UNITED HEALTHCARE HMO $3,315.00 ↑ +1389%
QUALCARE HMO $6,256.00 ↑ +2710%
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00 ↑ +4464%
AETNA PPO $10,202.00 ↑ +4482%
AETNA HMO $10,202.00 ↑ +4482%
HORIZON WORKERS COMP $14,615.00 ↑ +6464%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Colposcopy vulva 56820 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $222.67 $222.67 – $267.20
Hackensack University Medical Center Hackensack $236.91 $177.83 – $248.76
Ocean University Medical Center Brick $219.85 $172.96 – $263.83
JFK Johnson Rehabilitation Institute (JRI) Edison $222.86 $176.00 – $222.86
Palisades Medical Center North Bergen $236.91 $177.83 – $258.23
Raritan Bay Medical Center Perth Amboy $222.86 $177.83 – $267.43
Riverview Medical Center Red Bank $222.67 $172.96 – $267.20
Southern Ocean Medical Center Manahawkin $219.85 $172.96 – $263.83

All New-jersey hospitals for this procedure →