Cold agglutinin screen (arc) at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$8.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$180.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.46 with OPTUM HEALTH vs $39.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $6.46 ↓ -20%
AETNA MANAGED MEDICAID $6.47 ↓ -20%
CLOVER MEDICARE ADVANTAGE $8.07 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $8.07 ↑ +0%
AMERIGROUP MANAGED MEDICAID $8.07 ↑ +0%
WELLCARE MANAGED MEDICAID $8.07 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $8.07 ↑ +0%
VACCN ALL PRODUCTS $8.07 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $8.07 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $8.47 ↑ +5%
AETNA MEDICARE ADVANTAGE $8.80 ↑ +9%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $9.05 ↑ +12%
UNITED HEALTHCARE DSNP $9.68 ↑ +20%
KARNA MEDICARE ADVANTAGE $10.51 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $14.70 ↑ +82%
UNITED HEALTHCARE HMO $18.04 ↑ +124%
OXFORD ALL PRODUCTS $18.04 ↑ +124%
QUALCARE HMO $22.66 ↑ +181%
HORIZON MANAGED MEDICAID $26.91 ↑ +233%
AETNA PPO $27.30 ↑ +238%
AETNA HMO $27.30 ↑ +238%
HORIZON WORKERS COMP $28.18 ↑ +249%
BERGEN RISK ALL PRODUCTS $29.25 ↑ +262%
BEACON ALL PRODUCTS $29.25 ↑ +262%
HORIZON PIP $29.72 ↑ +268%
QUALCARE PPO $30.30 ↑ +275%
AETNA ASA $30.54 ↑ +278%
HORIZON OMNIA $30.94 ↑ +283%
CIGNA BH $31.20 ↑ +287%
BRIGHTON HEALTH PLAN ALL PRODUCTS $31.20 ↑ +287%
ACTIVECARE FIRST MCO ALL PRODUCTS $33.15 ↑ +311%
MULTIPLAN - PHCS ALL PRODUCTS $33.15 ↑ +311%
AMERIHEALTH LOCAL HMO $34.07 ↑ +322%
QUALCARE WORKERS COMP $34.32 ↑ +325%
CIGNA PPO $36.98 ↑ +358%
CIGNA HMO $36.98 ↑ +358%
HORIZON SHP $37.86 ↑ +369%
HORIZON HMO $38.06 ↑ +372%
HORIZON INDEMNITY $38.47 ↑ +377%
AMERIHEALTH REGIONAL HMO $38.59 ↑ +378%
HORIZON PPO $39.00 ↑ +383%
UBH ALL PRODUCTS not published by hospital

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Cold agglutinin screen (arc) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $8.07 $8.07 – $36.98
Hackensack University Medical Center Hackensack $8.07 $4.46 – $36.24
Ocean University Medical Center Brick $8.07 $3.30 – $36.98
JFK Johnson Rehabilitation Institute (JRI) Edison $8.07 $3.30 – $37.98
Palisades Medical Center North Bergen $8.07 $4.92 – $36.98
Raritan Bay Medical Center Perth Amboy $8.07 $8.07 – $36.98
Riverview Medical Center Red Bank $8.07 $3.45 – $36.98
Southern Ocean Medical Center Manahawkin $8.07 $8.07 – $36.98

All New-jersey hospitals for this procedure →