Cltx lunate dislc w/mnpj at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$1,771.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,367.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$392.92 with AETNA vs $4,497.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $392.92 | ↓ -78% |
| CLOVER | MEDICARE ADVANTAGE | $426.06 | ↓ -76% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $546.78 | ↓ -69% |
| KARNA | MEDICARE ADVANTAGE | $1,058.97 | ↓ -40% |
| OXFORD | ALL PRODUCTS | $1,612.87 | ↓ -9% |
| WELLCARE | MANAGED MEDICAID | $1,771.43 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,771.43 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,771.43 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,771.43 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,771.43 | ↑ +0% |
| HORIZON | PIP | $1,803.65 | ↑ +2% |
| AETNA | ASA | $1,853.36 | ↑ +5% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,860.00 | ↑ +5% |
| CIGNA | BH | $1,893.60 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $1,930.86 | ↑ +9% |
| UNITED HEALTHCARE | HMO | $2,011.24 | ↑ +14% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,011.95 | ↑ +14% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,011.95 | ↑ +14% |
| QUALCARE | WORKERS COMP | $2,082.96 | ↑ +18% |
| UNITED HEALTHCARE | DSNP | $2,125.72 | ↑ +20% |
| HORIZON | WORKERS COMP | $4,497.00 | ↑ +154% |
| HORIZON | PPO | not published by hospital | — |
| HORIZON | SHP | not published by hospital | — |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| HORIZON | INDEMNITY | not published by hospital | — |
| HORIZON | HMO | not published by hospital | — |
| CIGNA | PPO | not published by hospital | — |
| CIGNA | HMO | not published by hospital | — |
| QUALCARE | HMO | not published by hospital | — |
| QUALCARE | PPO | not published by hospital | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | not published by hospital | — |
| BERGEN RISK | ALL PRODUCTS | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
| BEACON | ALL PRODUCTS | not published by hospital | — |
| AMERIHEALTH | REGIONAL HMO | not published by hospital | — |
| AMERIHEALTH | LOCAL HMO | not published by hospital | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| AETNA | PPO | not published by hospital | — |
| HORIZON | OMNIA | not published by hospital | — |
| AETNA | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Cltx lunate dislc w/mnpj at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,771.43 | $368.00 – $2,125.72 |
| Hackensack University Medical Center | Hackensack | $1,884.74 | $1,099.55 – $1,978.98 |
| Ocean University Medical Center | Brick | $1,749.06 | $368.00 – $2,098.87 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,772.97 | $396.54 – $1,772.97 |
| Palisades Medical Center | North Bergen | $1,884.74 | $1,099.55 – $2,054.37 |
| Raritan Bay Medical Center | Perth Amboy | $1,772.97 | $495.68 – $2,127.56 |
| Riverview Medical Center | Red Bank | $1,771.43 | $368.00 – $2,125.72 |
| Southern Ocean Medical Center | Manahawkin | $1,749.06 | $1,058.97 – $2,098.87 |