Chromosome karyotype study at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$33.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$165.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26.78 with OPTUM HEALTH vs $165.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $26.78 | ↓ -20% |
| AETNA | MANAGED MEDICAID | $27.39 | ↓ -18% |
| CLOVER | MEDICARE ADVANTAGE | $33.47 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $33.47 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $33.47 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $33.47 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $33.47 | ↑ +0% |
| VACCN | ALL PRODUCTS | $33.47 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $33.47 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $35.14 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $36.48 | ↑ +9% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $38.28 | ↑ +14% |
| UNITED HEALTHCARE | DSNP | $40.16 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $43.59 | ↑ +30% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $55.09 | ↑ +65% |
| UNITED HEALTHCARE | HMO | $74.81 | ↑ +124% |
| OXFORD | ALL PRODUCTS | $74.81 | ↑ +124% |
| QUALCARE | HMO | $95.87 | ↑ +186% |
| HORIZON | MANAGED MEDICAID | $113.83 | ↑ +240% |
| AETNA | PPO | $115.50 | ↑ +245% |
| AETNA | HMO | $115.50 | ↑ +245% |
| HORIZON | WORKERS COMP | $119.23 | ↑ +256% |
| BERGEN RISK | ALL PRODUCTS | $123.75 | ↑ +270% |
| BEACON | ALL PRODUCTS | $123.75 | ↑ +270% |
| HORIZON | PIP | $125.73 | ↑ +276% |
| QUALCARE | PPO | $128.21 | ↑ +283% |
| AETNA | ASA | $129.20 | ↑ +286% |
| HORIZON | OMNIA | $130.91 | ↑ +291% |
| CIGNA | BH | $132.00 | ↑ +294% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $132.00 | ↑ +294% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $140.25 | ↑ +319% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $140.25 | ↑ +319% |
| AMERIHEALTH | LOCAL HMO | $144.14 | ↑ +331% |
| QUALCARE | WORKERS COMP | $145.20 | ↑ +334% |
| CIGNA | PPO | $153.37 | ↑ +358% |
| CIGNA | HMO | $153.37 | ↑ +358% |
| HORIZON | SHP | $160.17 | ↑ +379% |
| HORIZON | HMO | $161.01 | ↑ +381% |
| HORIZON | INDEMNITY | $162.77 | ↑ +386% |
| AMERIHEALTH | REGIONAL HMO | $163.25 | ↑ +388% |
| HORIZON | PPO | $165.00 | ↑ +393% |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Chromosome karyotype study at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $33.47 | $33.47 – $153.37 |
| Hackensack University Medical Center | Hackensack | $33.47 | $26.78 – $150.30 |
| Ocean University Medical Center | Brick | $33.47 | $33.47 – $153.37 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $33.47 | $33.47 – $157.52 |
| Palisades Medical Center | North Bergen | $33.47 | $33.47 – $153.37 |
| Raritan Bay Medical Center | Perth Amboy | $33.47 | $33.47 – $153.37 |
| Riverview Medical Center | Red Bank | $33.47 | $33.47 – $153.37 |
| Southern Ocean Medical Center | Manahawkin | $33.47 | $33.47 – $153.37 |