Chromo high res and frag x - sendout at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$57.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,032.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.50 with HORIZON vs $261.38 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $23.50 ↓ -59%
AETNA MANAGED MEDICAID $39.01 ↓ -32%
OPTUM HEALTH MANAGED MEDICAID $45.63 ↓ -20%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $54.52 ↓ -4%
VACCN ALL PRODUCTS $57.04 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $57.04 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $57.04 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $57.04 ↑ +0%
AMERIGROUP MANAGED MEDICAID $57.04 ↑ +0%
WELLCARE MANAGED MEDICAID $57.04 ↑ +0%
CLOVER MEDICARE ADVANTAGE $57.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $59.89 ↑ +5%
AETNA MEDICARE ADVANTAGE $62.17 ↑ +9%
UNITED HEALTHCARE DSNP $68.45 ↑ +20%
KARNA MEDICARE ADVANTAGE $74.29 ↑ +30%
UNITED HEALTHCARE MANAGED MEDICAID $89.61 ↑ +57%
OXFORD ALL PRODUCTS $132.78 ↑ +133%
UNITED HEALTHCARE HMO $132.78 ↑ +133%
QUALCARE HMO $136.54 ↑ +139%
AETNA PPO $164.50 ↑ +188%
AETNA HMO $164.50 ↑ +188%
HORIZON WORKERS COMP $169.81 ↑ +198%
BERGEN RISK ALL PRODUCTS $176.25 ↑ +209%
BEACON ALL PRODUCTS $176.25 ↑ +209%
HORIZON PIP $179.07 ↑ +214%
QUALCARE PPO $182.60 ↑ +220%
AETNA ASA $184.01 ↑ +223%
HORIZON OMNIA $186.45 ↑ +227%
CIGNA BH $188.00 ↑ +230%
BRIGHTON HEALTH PLAN ALL PRODUCTS $188.00 ↑ +230%
ACTIVECARE FIRST MCO ALL PRODUCTS $199.75 ↑ +250%
MULTIPLAN - PHCS ALL PRODUCTS $199.75 ↑ +250%
AMERIHEALTH LOCAL HMO $205.30 ↑ +260%
QUALCARE WORKERS COMP $206.80 ↑ +263%
HORIZON SHP $228.11 ↑ +300%
HORIZON HMO $229.31 ↑ +302%
HORIZON INDEMNITY $231.83 ↑ +306%
AMERIHEALTH REGIONAL HMO $232.51 ↑ +308%
HORIZON PPO $235.00 ↑ +312%
CIGNA PPO $261.38 ↑ +358%
CIGNA HMO $261.38 ↑ +358%
UBH ALL PRODUCTS not published by hospital

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Chromo high res and frag x - sendout at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $57.04 $57.04 – $261.38
Hackensack University Medical Center Hackensack $57.04 $45.63 – $256.14
Ocean University Medical Center Brick $57.04 $50.19 – $261.38
JFK Johnson Rehabilitation Institute (JRI) Edison $57.04 $50.19 – $268.44
Palisades Medical Center North Bergen $57.04 $57.04 – $261.38
Raritan Bay Medical Center Perth Amboy $57.04 $57.04 – $261.38
Riverview Medical Center Red Bank $57.04 $57.04 – $261.38
Southern Ocean Medical Center Manahawkin $57.04 $57.04 – $261.38

All New-jersey hospitals for this procedure →