Chest X-ray (single view) at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$97.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$459.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.89 with UNITED HEALTHCARE vs $459.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $19.89 | ↓ -80% |
| AETNA | PPO | $31.04 | ↓ -68% |
| AETNA | HMO | $31.04 | ↓ -68% |
| KARNA | MEDICARE ADVANTAGE | $47.07 | ↓ -52% |
| CIGNA | PPO | $60.30 | ↓ -38% |
| CIGNA | HMO | $60.30 | ↓ -38% |
| AMERIHEALTH | LOCAL HMO | $66.46 | ↓ -32% |
| AMERIHEALTH | REGIONAL HMO | $67.61 | ↓ -31% |
| AETNA | MANAGED MEDICAID | $76.19 | ↓ -22% |
| CLOVER | MEDICARE ADVANTAGE | $82.62 | ↓ -15% |
| VACCN | ALL PRODUCTS | $97.46 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $97.46 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $97.46 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $97.46 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $97.46 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $102.33 | ↑ +5% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $106.03 | ↑ +9% |
| AETNA | MEDICARE ADVANTAGE | $106.23 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $116.95 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $248.57 | ↑ +155% |
| OXFORD | ALL PRODUCTS | $248.57 | ↑ +155% |
| QUALCARE | HMO | $266.68 | ↑ +174% |
| HORIZON | WORKERS COMP | $331.67 | ↑ +240% |
| BERGEN RISK | ALL PRODUCTS | $344.25 | ↑ +253% |
| BEACON | ALL PRODUCTS | $344.25 | ↑ +253% |
| HORIZON | PIP | $349.76 | ↑ +259% |
| QUALCARE | PPO | $356.64 | ↑ +266% |
| AETNA | ASA | $359.40 | ↑ +269% |
| HORIZON | OMNIA | $364.17 | ↑ +274% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $367.20 | ↑ +277% |
| CIGNA | BH | $367.20 | ↑ +277% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $390.15 | ↑ +300% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $390.15 | ↑ +300% |
| QUALCARE | WORKERS COMP | $403.92 | ↑ +314% |
| HORIZON | SHP | $445.55 | ↑ +357% |
| HORIZON | HMO | $447.89 | ↑ +360% |
| HORIZON | INDEMNITY | $452.80 | ↑ +365% |
| HORIZON | PPO | $459.00 | ↑ +371% |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Chest X-ray (single view) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $171.60 | $62.21 – $62.21 |
| Bayshore Medical Center | Holmdel | $97.46 | $19.89 – $219.04 |
| Hackensack University Medical Center | Hackensack | $103.69 | $18.21 – $250.18 |
| Ocean University Medical Center | Brick | $96.23 | $19.89 – $96.23 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $97.54 | $49.36 – $231.98 |
| Palisades Medical Center | North Bergen | $103.69 | $20.09 – $219.04 |
| Raritan Bay Medical Center | Perth Amboy | $97.54 | $19.89 – $219.04 |
| Riverview Medical Center | Red Bank | $97.46 | $19.89 – $219.04 |