Certolizumab pegol 400 mg (200 mg x 2 vials) subcutaneous kit at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$4.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$33.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.82 with HORIZON vs $30.06 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $3.82 ↓ -15%
VACCN ALL PRODUCTS $4.49 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $4.49 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $4.49 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4.71 ↑ +5%
AETNA MEDICARE ADVANTAGE $4.89 ↑ +9%
UNITED HEALTHCARE DSNP $5.39 ↑ +20%
CLOVER MEDICARE ADVANTAGE $6.01 ↑ +34%
KARNA MEDICARE ADVANTAGE $6.27 ↑ +40%
HORIZON OMNIA $7.69 ↑ +71%
HORIZON HMO $8.84 ↑ +97%
HORIZON INDEMNITY $9.03 ↑ +101%
HORIZON PPO $9.07 ↑ +102%
HORIZON SHP $9.59 ↑ +114%
AMERIHEALTH LOCAL HMO $9.72 ↑ +116%
AMERIHEALTH REGIONAL HMO $10.63 ↑ +137%
WELLCARE MEDICARE ADVANTAGE $15.03 ↑ +235%
WELLCARE MANAGED MEDICAID $15.03 ↑ +235%
AETNA MANAGED MEDICAID $16.37 ↑ +265%
CIGNA HMO $16.53 ↑ +268%
CIGNA PPO $16.53 ↑ +268%
SEOUL MEDICAL GROUP ALL PRODUCTS $16.70 ↑ +272%
AMERIGROUP MANAGED MEDICAID $16.70 ↑ +272%
QUALCARE PPO $17.20 ↑ +283%
QUALCARE WORKERS COMP $17.20 ↑ +283%
OXFORD ALL PRODUCTS $18.87 ↑ +320%
UNITED HEALTHCARE HMO $18.87 ↑ +320%
UNITED HEALTHCARE MANAGED MEDICAID $19.67 ↑ +338%
BEACON ALL PRODUCTS $20.04 ↑ +346%
BERGEN RISK ALL PRODUCTS $20.04 ↑ +346%
AETNA PPO $20.24 ↑ +351%
AETNA HMO $20.24 ↑ +351%
HORIZON WORKERS COMP $24.13 ↑ +437%
HORIZON PIP $25.45 ↑ +467%
AETNA ASA $26.15 ↑ +482%
CIGNA BH $26.72 ↑ +495%
MULTIPLAN - PHCS ALL PRODUCTS $28.39 ↑ +532%
ACTIVECARE FIRST MCO ALL PRODUCTS $28.39 ↑ +532%
BRIGHTON HEALTH PLAN ALL PRODUCTS $30.06 ↑ +569%
UBH ALL PRODUCTS not published by hospital
QUALCARE HMO not published by hospital

Visitor-reported prices

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