Bx vag mucos smpl (sep proc) at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$963.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,121.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$134.35 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $134.35 | ↓ -86% |
| AETNA | MANAGED MEDICAID | $518.09 | ↓ -46% |
| CLOVER | MEDICARE ADVANTAGE | $561.78 | ↓ -42% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $720.95 | ↓ -25% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $963.79 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $963.79 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $963.79 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $963.79 | ↑ +0% |
| VACCN | ALL PRODUCTS | $963.79 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,011.98 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $1,050.53 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $1,156.54 | ↑ +20% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↑ +23% |
| HORIZON | MANAGED MEDICAID | $1,827.00 | ↑ +90% |
| CIGNA | HMO | $2,247.00 | ↑ +133% |
| BEACON | ALL PRODUCTS | $2,340.75 | ↑ +143% |
| BERGEN RISK | ALL PRODUCTS | $2,340.75 | ↑ +143% |
| HORIZON | PIP | $2,378.20 | ↑ +147% |
| QUALCARE | PPO | $2,425.02 | ↑ +152% |
| AETNA | ASA | $2,443.74 | ↑ +154% |
| HORIZON | OMNIA | $2,476.20 | ↑ +157% |
| CIGNA | BH | $2,496.80 | ↑ +159% |
| CIGNA | PPO | $2,518.00 | ↑ +161% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,652.85 | ↑ +175% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,652.85 | ↑ +175% |
| AMERIHEALTH | LOCAL HMO | $2,726.51 | ↑ +183% |
| QUALCARE | WORKERS COMP | $2,746.48 | ↑ +185% |
| HORIZON | SHP | $3,029.55 | ↑ +214% |
| HORIZON | HMO | $3,045.47 | ↑ +216% |
| HORIZON | INDEMNITY | $3,078.87 | ↑ +219% |
| AMERIHEALTH | REGIONAL HMO | $3,087.92 | ↑ +220% |
| HORIZON | PPO | $3,121.00 | ↑ +224% |
| OXFORD | ALL PRODUCTS | $4,165.00 | ↑ +332% |
| UNITED HEALTHCARE | HMO | $4,973.00 | ↑ +416% |
| QUALCARE | HMO | $6,256.00 | ↑ +549% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +954% |
| AETNA | HMO | $10,202.00 | ↑ +959% |
| AETNA | PPO | $10,202.00 | ↑ +959% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +1416% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Bx vag mucos smpl (sep proc) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $963.79 | $963.79 – $1,156.54 |
| Hackensack University Medical Center | Hackensack | $1,025.44 | $137.96 – $1,076.71 |
| Ocean University Medical Center | Brick | $951.61 | $134.35 – $1,141.94 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $964.62 | $44.80 – $964.62 |
| Palisades Medical Center | North Bergen | $1,025.44 | $137.96 – $1,117.72 |
| Raritan Bay Medical Center | Perth Amboy | $964.62 | $137.96 – $1,157.55 |
| Riverview Medical Center | Red Bank | $963.79 | $134.35 – $1,156.54 |
| Southern Ocean Medical Center | Manahawkin | $951.61 | $134.35 – $1,141.94 |