Blood typing patient serum at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$65.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$292.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.34 with CLOVER vs $292.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $16.34 ↓ -75%
SEOUL MEDICAL GROUP ALL PRODUCTS $16.34 ↓ -75%
UNITED HEALTHCARE MANAGED MEDICAID $20.86 ↓ -68%
KARNA MEDICARE ADVANTAGE $21.28 ↓ -68%
AETNA MANAGED MEDICAID $48.47 ↓ -26%
WELLCARE MANAGED MEDICAID $65.75 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $65.75 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $65.75 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $65.75 ↑ +0%
VACCN ALL PRODUCTS $65.75 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $69.03 ↑ +5%
AETNA MEDICARE ADVANTAGE $71.66 ↑ +9%
CIGNA HMO $74.88 ↑ +14%
CIGNA PPO $74.88 ↑ +14%
UNITED HEALTHCARE DSNP $78.90 ↑ +20%
OXFORD ALL PRODUCTS $164.98 ↑ +151%
UNITED HEALTHCARE HMO $164.98 ↑ +151%
QUALCARE HMO $169.65 ↑ +158%
HORIZON MANAGED MEDICAID $201.45 ↑ +206%
AETNA PPO $204.40 ↑ +211%
AETNA HMO $204.40 ↑ +211%
HORIZON WORKERS COMP $211.00 ↑ +221%
BEACON ALL PRODUCTS $219.00 ↑ +233%
BERGEN RISK ALL PRODUCTS $219.00 ↑ +233%
HORIZON PIP $222.50 ↑ +238%
QUALCARE PPO $226.88 ↑ +245%
AETNA ASA $228.64 ↑ +248%
HORIZON OMNIA $231.67 ↑ +252%
BRIGHTON HEALTH PLAN ALL PRODUCTS $233.60 ↑ +255%
CIGNA BH $233.60 ↑ +255%
MULTIPLAN - PHCS ALL PRODUCTS $248.20 ↑ +277%
ACTIVECARE FIRST MCO ALL PRODUCTS $248.20 ↑ +277%
AMERIHEALTH LOCAL HMO $255.09 ↑ +288%
QUALCARE WORKERS COMP $256.96 ↑ +291%
HORIZON SHP $283.44 ↑ +331%
HORIZON HMO $284.93 ↑ +333%
HORIZON INDEMNITY $288.06 ↑ +338%
AMERIHEALTH REGIONAL HMO $288.90 ↑ +339%
HORIZON PPO $292.00 ↑ +344%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Blood typing patient serum at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $65.75 $16.34 – $74.88
Hackensack University Medical Center Hackensack $69.95 $16.34 – $73.45
Ocean University Medical Center Brick $64.92 $12.87 – $74.88
JFK Johnson Rehabilitation Institute (JRI) Edison $65.80 $12.87 – $76.90
Palisades Medical Center North Bergen $69.95 $16.34 – $76.25
Raritan Bay Medical Center Perth Amboy $65.80 $16.34 – $74.88
Riverview Medical Center Red Bank $65.75 $14.80 – $74.88
Southern Ocean Medical Center Manahawkin $64.92 $16.34 – $74.88

All New-jersey hospitals for this procedure →