Biopsy of nail unit 11755 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$778.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,724.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$122.97 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $122.97 ↓ -84%
AETNA MANAGED MEDICAID $286.18 ↓ -63%
CLOVER MEDICARE ADVANTAGE $310.32 ↓ -60%
SEOUL MEDICAL GROUP ALL PRODUCTS $398.24 ↓ -49%
OPTUM HEALTH MEDICARE ADVANTAGE $778.78 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $778.78 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $778.78 ↑ +0%
WELLCARE MANAGED MEDICAID $778.78 ↑ +0%
VACCN ALL PRODUCTS $778.78 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $817.71 ↑ +5%
AETNA MEDICARE ADVANTAGE $848.87 ↑ +9%
UNITED HEALTHCARE DSNP $934.53 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +53%
BEACON ALL PRODUCTS $1,293.00 ↑ +66%
BERGEN RISK ALL PRODUCTS $1,293.00 ↑ +66%
HORIZON PIP $1,313.69 ↑ +69%
QUALCARE PPO $1,339.55 ↑ +72%
AETNA ASA $1,349.89 ↑ +73%
HORIZON OMNIA $1,367.82 ↑ +76%
CIGNA BH $1,379.20 ↑ +77%
MULTIPLAN - PHCS ALL PRODUCTS $1,465.40 ↑ +88%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,465.40 ↑ +88%
AMERIHEALTH LOCAL HMO $1,506.09 ↑ +93%
QUALCARE WORKERS COMP $1,517.12 ↑ +95%
HORIZON SHP $1,673.49 ↑ +115%
HORIZON HMO $1,682.28 ↑ +116%
HORIZON INDEMNITY $1,700.73 ↑ +118%
AMERIHEALTH REGIONAL HMO $1,705.73 ↑ +119%
HORIZON PPO $1,724.00 ↑ +121%
HORIZON MANAGED MEDICAID $1,827.00 ↑ +135%
CIGNA HMO $2,247.00 ↑ +189%
CIGNA PPO $2,518.00 ↑ +223%
OXFORD ALL PRODUCTS $4,165.00 ↑ +435%
UNITED HEALTHCARE HMO $4,973.00 ↑ +539%
QUALCARE HMO $6,256.00 ↑ +703%
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00 ↑ +1205%
AETNA PPO $10,202.00 ↑ +1210%
AETNA HMO $10,202.00 ↑ +1210%
HORIZON WORKERS COMP $14,615.00 ↑ +1777%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Biopsy of nail unit 11755 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $778.78 $778.78 – $934.53
Hackensack University Medical Center Hackensack $828.59 $126.42 – $870.02
Ocean University Medical Center Brick $768.94 $122.97 – $922.73
JFK Johnson Rehabilitation Institute (JRI) Edison $779.45 $80.82 – $779.45
Palisades Medical Center North Bergen $828.59 $126.42 – $903.16
Raritan Bay Medical Center Perth Amboy $779.45 $126.42 – $935.34
Riverview Medical Center Red Bank $778.78 $122.97 – $934.53
Southern Ocean Medical Center Manahawkin $768.94 $122.97 – $922.73

All New-jersey hospitals for this procedure →