Biopsy of heart lining at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$3,483.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,545.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,081.12 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $1,081.12 | ↓ -69% |
| AETNA | MANAGED MEDICAID | $1,086.47 | ↓ -69% |
| CLOVER | MEDICARE ADVANTAGE | $1,178.10 | ↓ -66% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -66% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,511.90 | ↓ -57% |
| HORIZON | MANAGED MEDICAID | $3,201.00 | ↓ -8% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $3,483.84 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $3,483.84 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,483.84 | ↑ +0% |
| VACCN | ALL PRODUCTS | $3,483.84 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $3,483.84 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,658.03 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $3,797.39 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $4,180.61 | ↑ +20% |
| BEACON | ALL PRODUCTS | $4,908.75 | ↑ +41% |
| BERGEN RISK | ALL PRODUCTS | $4,908.75 | ↑ +41% |
| HORIZON | PIP | $4,987.29 | ↑ +43% |
| AETNA | ASA | $5,124.74 | ↑ +47% |
| HORIZON | OMNIA | $5,192.80 | ↑ +49% |
| CIGNA | BH | $5,236.00 | ↑ +50% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,563.25 | ↑ +60% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $5,563.25 | ↑ +60% |
| AMERIHEALTH | LOCAL HMO | $5,717.71 | ↑ +64% |
| QUALCARE | WORKERS COMP | $5,759.60 | ↑ +65% |
| CIGNA | PPO | $6,258.98 | ↑ +80% |
| CIGNA | HMO | $6,258.98 | ↑ +80% |
| HORIZON | SHP | $6,353.23 | ↑ +82% |
| HORIZON | HMO | $6,386.61 | ↑ +83% |
| HORIZON | INDEMNITY | $6,456.64 | ↑ +85% |
| AMERIHEALTH | REGIONAL HMO | $6,475.62 | ↑ +86% |
| HORIZON | PPO | $6,545.00 | ↑ +88% |
| QUALCARE | HMO | $10,873.00 | ↑ +212% |
| AETNA | HMO | $11,361.00 | ↑ +226% |
| AETNA | PPO | $11,361.00 | ↑ +226% |
| QUALCARE | PPO | $11,627.00 | ↑ +234% |
| OXFORD | ALL PRODUCTS | $11,680.00 | ↑ +235% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $11,920.00 | ↑ +242% |
| UNITED HEALTHCARE | HMO | $14,121.00 | ↑ +305% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +320% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Biopsy of heart lining at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $3,483.84 | $3,483.84 – $4,180.61 |
| Hackensack University Medical Center | Hackensack | $3,706.68 | $1,132.92 – $3,892.02 |
| Ocean University Medical Center | Brick | $3,439.84 | $1,081.12 – $14,806.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $3,486.86 | $1,132.92 – $14,806.00 |
| Palisades Medical Center | North Bergen | $3,706.68 | $1,132.92 – $4,040.29 |
| Raritan Bay Medical Center | Perth Amboy | $3,486.86 | $1,132.92 – $4,184.24 |
| Riverview Medical Center | Red Bank | $3,483.84 | $1,081.12 – $4,180.61 |
| Southern Ocean Medical Center | Manahawkin | $3,439.84 | $1,081.12 – $4,127.81 |