Biopsy bone trocar/needle superficial at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,793.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,290.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$176.09 with KARNA vs $12,082.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $176.09 ↓ -90%
AETNA MANAGED MEDICAID $712.14 ↓ -60%
CLOVER MEDICARE ADVANTAGE $772.20 ↓ -57%
SEOUL MEDICAL GROUP ALL PRODUCTS $990.99 ↓ -45%
OPTUM HEALTH MEDICARE ADVANTAGE $1,793.38 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,793.38 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,793.38 ↑ +0%
WELLCARE MANAGED MEDICAID $1,793.38 ↑ +0%
VACCN ALL PRODUCTS $1,793.38 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,883.05 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,954.78 ↑ +9%
UNITED HEALTHCARE DSNP $2,152.05 ↑ +20%
CIGNA HMO $2,247.00 ↑ +25%
CIGNA PPO $2,518.00 ↑ +40%
UNITED HEALTHCARE MANAGED MEDICAID $2,526.81 ↑ +41%
OXFORD ALL PRODUCTS $2,923.21 ↑ +63%
HORIZON MANAGED MEDICAID $2,959.67 ↑ +65%
BERGEN RISK ALL PRODUCTS $3,217.50 ↑ +79%
BEACON ALL PRODUCTS $3,217.50 ↑ +79%
HORIZON PIP $3,268.98 ↑ +82%
QUALCARE HMO $3,333.33 ↑ +86%
QUALCARE PPO $3,333.33 ↑ +86%
AETNA ASA $3,359.07 ↑ +87%
CIGNA BH $3,432.00 ↑ +91%
UNITED HEALTHCARE HMO $3,645.21 ↑ +103%
MULTIPLAN - PHCS ALL PRODUCTS $3,646.50 ↑ +103%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,646.50 ↑ +103%
AMERIHEALTH LOCAL HMO $3,747.74 ↑ +109%
QUALCARE WORKERS COMP $3,775.20 ↑ +111%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,861.00 ↑ +115%
AETNA PPO $3,861.00 ↑ +115%
AETNA HMO $3,861.00 ↑ +115%
AMERIHEALTH REGIONAL HMO $4,244.53 ↑ +137%
HORIZON OMNIA $9,533.00 ↑ +432%
HORIZON WORKERS COMP $10,149.00 ↑ +466%
HORIZON SHP $10,970.00 ↑ +512%
HORIZON HMO $11,776.00 ↑ +557%
HORIZON INDEMNITY $11,886.00 ↑ +563%
HORIZON PPO $12,082.00 ↑ +574%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Biopsy bone trocar/needle superficial at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,793.38 $1,793.38 – $2,152.05
Hackensack University Medical Center Hackensack $1,908.09 $181.29 – $2,003.50
Ocean University Medical Center Brick $1,770.73 $176.09 – $2,124.87
JFK Johnson Rehabilitation Institute (JRI) Edison $1,794.93 $181.29 – $1,794.93
Palisades Medical Center North Bergen $1,908.09 $181.29 – $2,079.82
Raritan Bay Medical Center Perth Amboy $1,794.93 $181.29 – $2,153.92
Riverview Medical Center Red Bank $1,793.38 $176.09 – $2,152.05
Southern Ocean Medical Center Manahawkin $1,770.73 $176.09 – $2,124.87

All New-jersey hospitals for this procedure →