Biopsy, bone open deep at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$3,167.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$703.73 with KARNA vs $14,615.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $703.73 ↓ -78%
AETNA MANAGED MEDICAID $1,188.06 ↓ -62%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -62%
CLOVER MEDICARE ADVANTAGE $1,288.26 ↓ -59%
HORIZON MANAGED MEDICAID $1,482.00 ↓ -53%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,653.27 ↓ -48%
VACCN ALL PRODUCTS $3,167.89 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $3,167.89 ↑ +0%
WELLCARE MANAGED MEDICAID $3,167.89 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,167.89 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $3,167.89 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,326.28 ↑ +5%
AETNA MEDICARE ADVANTAGE $3,453.00 ↑ +9%
CIGNA HMO $3,586.00 ↑ +13%
UNITED HEALTHCARE DSNP $3,801.47 ↑ +20%
CIGNA PPO $4,013.00 ↑ +27%
BEACON ALL PRODUCTS $5,367.75 ↑ +69%
BERGEN RISK ALL PRODUCTS $5,367.75 ↑ +69%
HORIZON PIP $5,453.63 ↑ +72%
QUALCARE PPO $5,560.99 ↑ +76%
AETNA ASA $5,603.93 ↑ +77%
HORIZON OMNIA $5,678.36 ↑ +79%
CIGNA BH $5,725.60 ↑ +81%
MULTIPLAN - PHCS ALL PRODUCTS $6,083.45 ↑ +92%
ACTIVECARE FIRST MCO ALL PRODUCTS $6,083.45 ↑ +92%
AMERIHEALTH LOCAL HMO $6,252.36 ↑ +97%
QUALCARE HMO $6,256.00 ↑ +97%
QUALCARE WORKERS COMP $6,298.16 ↑ +99%
HORIZON SHP $6,947.30 ↑ +119%
HORIZON HMO $6,983.80 ↑ +120%
HORIZON INDEMNITY $7,060.38 ↑ +123%
AMERIHEALTH REGIONAL HMO $7,081.14 ↑ +124%
HORIZON PPO $7,157.00 ↑ +126%
OXFORD ALL PRODUCTS $8,522.00 ↑ +169%
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00 ↑ +221%
AETNA HMO $10,202.00 ↑ +222%
AETNA PPO $10,202.00 ↑ +222%
UNITED HEALTHCARE HMO $10,276.00 ↑ +224%
HORIZON WORKERS COMP $14,615.00 ↑ +361%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Biopsy, bone open deep at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3,167.89 $3,167.89 – $3,801.47
Hackensack University Medical Center Hackensack $3,370.52 $723.36 – $3,539.05
Ocean University Medical Center Brick $3,127.88 $703.73 – $3,753.45
JFK Johnson Rehabilitation Institute (JRI) Edison $3,170.64 $343.54 – $3,170.64
Palisades Medical Center North Bergen $3,370.52 $723.36 – $3,673.87
Raritan Bay Medical Center Perth Amboy $3,170.64 $723.36 – $3,804.76
Riverview Medical Center Red Bank $3,167.89 $703.73 – $3,801.47
Southern Ocean Medical Center Manahawkin $3,127.88 $703.73 – $3,753.45

All New-jersey hospitals for this procedure →