Bendamustine 100 mg intravenous powder for solution at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.36

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.57 with HORIZON vs $120.36 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $1.57 ↓ -15%
VACCN ALL PRODUCTS $1.85 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $1.85 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1.85 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1.94 ↑ +5%
AETNA MEDICARE ADVANTAGE $2.02 ↑ +9%
UNITED HEALTHCARE DSNP $2.22 ↑ +20%
KARNA MEDICARE ADVANTAGE $11.97 ↑ +547%
CLOVER MEDICARE ADVANTAGE $21.66 ↑ +1071%
AMERIHEALTH LOCAL HMO $35.01 ↑ +1792%
AMERIHEALTH REGIONAL HMO $38.30 ↑ +1970%
WELLCARE MEDICARE ADVANTAGE $54.16 ↑ +2828%
WELLCARE MANAGED MEDICAID $54.16 ↑ +2828%
AETNA MANAGED MEDICAID $58.98 ↑ +3088%
CIGNA PPO $59.58 ↑ +3121%
CIGNA HMO $59.58 ↑ +3121%
AMERIGROUP MANAGED MEDICAID $60.18 ↑ +3153%
SEOUL MEDICAL GROUP ALL PRODUCTS $60.18 ↑ +3153%
QUALCARE PPO $61.99 ↑ +3251%
QUALCARE WORKERS COMP $61.99 ↑ +3251%
UNITED HEALTHCARE HMO $68.00 ↑ +3576%
OXFORD ALL PRODUCTS $68.00 ↑ +3576%
UNITED HEALTHCARE MANAGED MEDICAID $70.89 ↑ +3732%
BERGEN RISK ALL PRODUCTS $72.22 ↑ +3804%
BEACON ALL PRODUCTS $72.22 ↑ +3804%
AETNA PPO $72.94 ↑ +3843%
AETNA HMO $72.94 ↑ +3843%
HORIZON WORKERS COMP $86.97 ↑ +4601%
HORIZON PIP $91.71 ↑ +4857%
AETNA ASA $94.24 ↑ +4994%
HORIZON OMNIA $95.49 ↑ +5062%
CIGNA BH $96.29 ↑ +5105%
MULTIPLAN - PHCS ALL PRODUCTS $102.31 ↑ +5430%
ACTIVECARE FIRST MCO ALL PRODUCTS $102.31 ↑ +5430%
BRIGHTON HEALTH PLAN ALL PRODUCTS $108.32 ↑ +5755%
HORIZON SHP $116.83 ↑ +6215%
HORIZON HMO $117.45 ↑ +6249%
HORIZON INDEMNITY $118.74 ↑ +6318%
HORIZON PPO $120.36 ↑ +6406%
QUALCARE HMO not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post