Assay of lap enzyme at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$9.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$57.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.85 with OPTUM HEALTH vs $57.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $7.85 ↓ -20%
AETNA MANAGED MEDICAID $9.46 ↓ -4%
CLOVER MEDICARE ADVANTAGE $9.81 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $9.81 ↑ +0%
AMERIGROUP MANAGED MEDICAID $9.81 ↑ +0%
WELLCARE MANAGED MEDICAID $9.81 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $9.81 ↑ +0%
VACCN ALL PRODUCTS $9.81 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $9.81 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $10.30 ↑ +5%
AETNA MEDICARE ADVANTAGE $10.69 ↑ +9%
UNITED HEALTHCARE DSNP $11.77 ↑ +20%
KARNA MEDICARE ADVANTAGE $12.78 ↑ +30%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $13.22 ↑ +35%
UNITED HEALTHCARE MANAGED MEDICAID $20.11 ↑ +105%
UNITED HEALTHCARE HMO $32.21 ↑ +228%
OXFORD ALL PRODUCTS $32.21 ↑ +228%
QUALCARE HMO $33.12 ↑ +238%
HORIZON MANAGED MEDICAID $39.32 ↑ +301%
AETNA PPO $39.90 ↑ +307%
AETNA HMO $39.90 ↑ +307%
HORIZON WORKERS COMP $41.19 ↑ +320%
BERGEN RISK ALL PRODUCTS $42.75 ↑ +336%
BEACON ALL PRODUCTS $42.75 ↑ +336%
HORIZON PIP $43.43 ↑ +343%
QUALCARE PPO $44.29 ↑ +351%
AETNA ASA $44.63 ↑ +355%
CIGNA PPO $44.95 ↑ +358%
CIGNA HMO $44.95 ↑ +358%
HORIZON OMNIA $45.22 ↑ +361%
CIGNA BH $45.60 ↑ +365%
BRIGHTON HEALTH PLAN ALL PRODUCTS $45.60 ↑ +365%
ACTIVECARE FIRST MCO ALL PRODUCTS $48.45 ↑ +394%
MULTIPLAN - PHCS ALL PRODUCTS $48.45 ↑ +394%
AMERIHEALTH LOCAL HMO $49.80 ↑ +408%
QUALCARE WORKERS COMP $50.16 ↑ +411%
HORIZON SHP $55.33 ↑ +464%
HORIZON HMO $55.62 ↑ +467%
HORIZON INDEMNITY $56.23 ↑ +473%
AMERIHEALTH REGIONAL HMO $56.40 ↑ +475%
HORIZON PPO $57.00 ↑ +481%
UBH ALL PRODUCTS not published by hospital

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Assay of lap enzyme at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $9.81 $9.81 – $44.95
Hackensack University Medical Center Hackensack $9.81 $3.43 – $44.05
Ocean University Medical Center Brick $9.81 $2.31 – $44.95
JFK Johnson Rehabilitation Institute (JRI) Edison $9.81 $2.31 – $46.17
Palisades Medical Center North Bergen $9.81 $3.79 – $44.95
Raritan Bay Medical Center Perth Amboy $9.81 $9.81 – $44.95
Riverview Medical Center Red Bank $9.81 $2.66 – $44.95
Southern Ocean Medical Center Manahawkin $9.81 $9.81 – $44.95

All New-jersey hospitals for this procedure →