Arthrp ntrcrp/crp/mtcr ntrps at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$3,591.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,582.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,258.61 with AETNA vs $19,888.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $1,258.61 | ↓ -65% |
| CLOVER | MEDICARE ADVANTAGE | $1,364.76 | ↓ -62% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,751.44 | ↓ -51% |
| KARNA | MEDICARE ADVANTAGE | $1,754.74 | ↓ -51% |
| HORIZON | MANAGED MEDICAID | $2,084.00 | ↓ -42% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -34% |
| WELLCARE | MEDICARE ADVANTAGE | $3,591.33 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,591.33 | ↑ +0% |
| VACCN | ALL PRODUCTS | $3,591.33 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $3,591.33 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $3,591.33 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,770.90 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $3,914.55 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $4,309.59 | ↑ +20% |
| CIGNA | HMO | $5,025.00 | ↑ +40% |
| CIGNA | PPO | $5,631.00 | ↑ +57% |
| BEACON | ALL PRODUCTS | $5,686.50 | ↑ +58% |
| BERGEN RISK | ALL PRODUCTS | $5,686.50 | ↑ +58% |
| HORIZON | PIP | $5,777.48 | ↑ +61% |
| QUALCARE | PPO | $5,891.21 | ↑ +64% |
| AETNA | ASA | $5,936.71 | ↑ +65% |
| HORIZON | OMNIA | $6,015.56 | ↑ +68% |
| CIGNA | BH | $6,065.60 | ↑ +69% |
| QUALCARE | HMO | $6,256.00 | ↑ +74% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,444.70 | ↑ +79% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $6,444.70 | ↑ +79% |
| AMERIHEALTH | LOCAL HMO | $6,623.64 | ↑ +84% |
| QUALCARE | WORKERS COMP | $6,672.16 | ↑ +86% |
| HORIZON | SHP | $7,359.85 | ↑ +105% |
| HORIZON | HMO | $7,398.52 | ↑ +106% |
| HORIZON | INDEMNITY | $7,479.64 | ↑ +108% |
| AMERIHEALTH | REGIONAL HMO | $7,501.63 | ↑ +109% |
| HORIZON | PPO | $7,582.00 | ↑ +111% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $10,163.00 | ↑ +183% |
| AETNA | PPO | $10,202.00 | ↑ +184% |
| AETNA | HMO | $10,202.00 | ↑ +184% |
| HORIZON | WORKERS COMP | $14,615.00 | ↑ +307% |
| OXFORD | ALL PRODUCTS | $16,418.00 | ↑ +357% |
| UNITED HEALTHCARE | HMO | $19,888.00 | ↑ +454% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
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Arthrp ntrcrp/crp/mtcr ntrps at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $3,591.33 | $3,591.33 – $4,309.59 |
| Hackensack University Medical Center | Hackensack | $3,821.05 | $1,816.87 – $4,012.10 |
| Ocean University Medical Center | Brick | $3,545.97 | $1,754.74 – $4,255.16 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $3,594.44 | $684.90 – $3,594.44 |
| Palisades Medical Center | North Bergen | $3,821.05 | $1,816.87 – $4,164.94 |
| Raritan Bay Medical Center | Perth Amboy | $3,594.44 | $1,816.87 – $4,313.33 |
| Riverview Medical Center | Red Bank | $3,591.33 | $1,754.74 – $4,309.59 |
| Southern Ocean Medical Center | Manahawkin | $3,545.97 | $1,754.74 – $4,255.16 |