Analysis complx cranial nerve pulse gen prgrmg 95977 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$101.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$410.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.06 with AETNA vs $410.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $68.06 ↓ -33%
CLOVER MEDICARE ADVANTAGE $73.80 ↓ -27%
KARNA MEDICARE ADVANTAGE $84.32 ↓ -17%
SEOUL MEDICAL GROUP ALL PRODUCTS $94.71 ↓ -7%
OPTUM HEALTH MEDICARE ADVANTAGE $101.60 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $101.60 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $101.60 ↑ +0%
WELLCARE MANAGED MEDICAID $101.60 ↑ +0%
VACCN ALL PRODUCTS $101.60 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $106.68 ↑ +5%
AETNA MEDICARE ADVANTAGE $110.74 ↑ +9%
UNITED HEALTHCARE DSNP $121.92 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $241.49 ↑ +138%
OXFORD ALL PRODUCTS $279.37 ↑ +175%
HORIZON MANAGED MEDICAID $282.86 ↑ +178%
HORIZON WORKERS COMP $296.27 ↑ +192%
BERGEN RISK ALL PRODUCTS $307.50 ↑ +203%
BEACON ALL PRODUCTS $307.50 ↑ +203%
HORIZON PIP $312.42 ↑ +208%
QUALCARE PPO $318.57 ↑ +214%
QUALCARE HMO $318.57 ↑ +214%
AETNA ASA $321.03 ↑ +216%
HORIZON OMNIA $325.29 ↑ +220%
CIGNA BH $328.00 ↑ +223%
UNITED HEALTHCARE HMO $348.38 ↑ +243%
ACTIVECARE FIRST MCO ALL PRODUCTS $348.50 ↑ +243%
MULTIPLAN - PHCS ALL PRODUCTS $348.50 ↑ +243%
AMERIHEALTH LOCAL HMO $358.18 ↑ +253%
QUALCARE WORKERS COMP $360.80 ↑ +255%
AETNA PPO $369.00 ↑ +263%
AETNA HMO $369.00 ↑ +263%
BRIGHTON HEALTH PLAN ALL PRODUCTS $369.00 ↑ +263%
CIGNA HMO $392.08 ↑ +286%
CIGNA PPO $392.08 ↑ +286%
HORIZON SHP $397.99 ↑ +292%
HORIZON HMO $400.08 ↑ +294%
HORIZON INDEMNITY $404.47 ↑ +298%
AMERIHEALTH REGIONAL HMO $405.65 ↑ +299%
HORIZON PPO $410.00 ↑ +304%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Analysis complx cranial nerve pulse gen prgrmg 95977 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $101.60 $101.60 – $121.92
Hackensack University Medical Center Hackensack $108.10 $86.48 – $4,994.00
Ocean University Medical Center Brick $100.32 $84.32 – $2,080.00
JFK Johnson Rehabilitation Institute (JRI) Edison $101.69 $86.81 – $2,437.00
Palisades Medical Center North Bergen $108.10 $58.96 – $576.00
Raritan Bay Medical Center Perth Amboy $101.69 $74.83 – $122.02
Riverview Medical Center Red Bank $101.60 $84.32 – $121.92
Southern Ocean Medical Center Manahawkin $100.32 $84.32 – $120.38

All New-jersey hospitals for this procedure →