Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$539.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.50 with CLOVER vs $475.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $85.50
AETNA MEDICARE ADVANTAGE $100.70
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $110.20
AMERIHEALTH LOCAL HMO $138.18
AMERIHEALTH REGIONAL HMO $151.15
HORIZON MANAGED MEDICAID $205.59
WELLCARE MANAGED MEDICAID $213.75
WELLCARE MEDICARE ADVANTAGE $213.75
AETNA MANAGED MEDICAID $232.75
CIGNA HMO $235.13
CIGNA PPO $235.13
SEOUL MEDICAL GROUP ALL PRODUCTS $237.50
AMERIGROUP MANAGED MEDICAID $237.50
QUALCARE WORKERS COMP $244.63
QUALCARE PPO $244.63
QUALCARE HMO $252.46
UNITED HEALTHCARE HMO $268.38
OXFORD ALL PRODUCTS $268.38
UNITED HEALTHCARE MANAGED MEDICAID $279.78
BERGEN RISK ALL PRODUCTS $285.00
BEACON ALL PRODUCTS $285.00
AETNA PPO $287.85
AETNA HMO $287.85
KARNA MEDICARE ADVANTAGE $320.12
HORIZON WORKERS COMP $343.24
HORIZON PIP $361.95
AETNA ASA $371.93
HORIZON OMNIA $376.87
CIGNA BH $380.00
MULTIPLAN - PHCS ALL PRODUCTS $403.75
ACTIVECARE FIRST MCO ALL PRODUCTS $403.75
BRIGHTON HEALTH PLAN ALL PRODUCTS $427.50
HORIZON SHP $461.08
HORIZON HMO $463.51
HORIZON INDEMNITY $468.59
HORIZON PPO $475.00
UNITED HEALTHCARE DSNP not published by hospital
VACCN ALL PRODUCTS not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
UBH ALL PRODUCTS not published by hospital

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Allograft umbilical epicord 15 sq cm-q4187-cost per sq cm at other New-jersey hospitals

Hospital City Cash price Negotiated range
JFK Johnson Rehabilitation Institute (JRI) Edison not published $205.59 – $326.88
Palisades Medical Center North Bergen not published $326.88 – $326.88
Raritan Bay Medical Center Perth Amboy not published $205.59 – $326.88
Riverview Medical Center Red Bank not published $205.59 – $320.12
Southern Ocean Medical Center Manahawkin not published $205.59 – $320.12

All New-jersey hospitals for this procedure →