Albumin serum plasma or whole blood at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$4.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$408.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.96 with OPTUM HEALTH vs $45.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $3.96 ↓ -20%
CLOVER MEDICARE ADVANTAGE $4.95 ↑ +0%
AMERIGROUP MANAGED MEDICAID $4.95 ↑ +0%
WELLCARE MANAGED MEDICAID $4.95 ↑ +0%
VACCN ALL PRODUCTS $4.95 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $4.95 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $4.95 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $4.95 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $5.20 ↑ +5%
AETNA MEDICARE ADVANTAGE $5.40 ↑ +9%
UNITED HEALTHCARE DSNP $5.94 ↑ +20%
KARNA MEDICARE ADVANTAGE $6.45 ↑ +30%
AETNA MANAGED MEDICAID $7.47 ↑ +51%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $10.44 ↑ +111%
UNITED HEALTHCARE MANAGED MEDICAID $10.87 ↑ +120%
UNITED HEALTHCARE HMO $11.06 ↑ +123%
OXFORD ALL PRODUCTS $11.06 ↑ +123%
CIGNA PPO $22.68 ↑ +358%
CIGNA HMO $22.68 ↑ +358%
QUALCARE HMO $26.15 ↑ +428%
HORIZON MANAGED MEDICAID $31.05 ↑ +527%
AETNA PPO $31.50 ↑ +536%
AETNA HMO $31.50 ↑ +536%
HORIZON WORKERS COMP $32.52 ↑ +557%
BERGEN RISK ALL PRODUCTS $33.75 ↑ +582%
BEACON ALL PRODUCTS $33.75 ↑ +582%
HORIZON PIP $34.29 ↑ +593%
QUALCARE PPO $34.97 ↑ +606%
AETNA ASA $35.24 ↑ +612%
HORIZON OMNIA $35.70 ↑ +621%
CIGNA BH $36.00 ↑ +627%
BRIGHTON HEALTH PLAN ALL PRODUCTS $36.00 ↑ +627%
MULTIPLAN - PHCS ALL PRODUCTS $38.25 ↑ +673%
ACTIVECARE FIRST MCO ALL PRODUCTS $38.25 ↑ +673%
AMERIHEALTH LOCAL HMO $39.31 ↑ +694%
QUALCARE WORKERS COMP $39.60 ↑ +700%
HORIZON SHP $43.68 ↑ +782%
HORIZON HMO $43.91 ↑ +787%
HORIZON INDEMNITY $44.39 ↑ +797%
AMERIHEALTH REGIONAL HMO $44.52 ↑ +799%
HORIZON PPO $45.00 ↑ +809%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Albumin serum plasma or whole blood at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $4.95 $4.95 – $22.68
Hackensack University Medical Center Hackensack $4.95 $2.68 – $22.23
Ocean University Medical Center Brick $4.95 $1.98 – $22.68
JFK Johnson Rehabilitation Institute (JRI) Edison $4.95 $1.98 – $23.30
Palisades Medical Center North Bergen $4.95 $2.95 – $22.68
Raritan Bay Medical Center Perth Amboy $4.95 $4.95 – $22.68
Riverview Medical Center Red Bank $4.95 $2.07 – $22.68
Southern Ocean Medical Center Manahawkin $4.95 $4.95 – $22.68

All New-jersey hospitals for this procedure →